having read several good post about penfed gas card, i went ahead and called them for info. I proceeded with opening a membership and was charged $25 and applied for the visa cars which was approved instantly for 20K. i hope they don't call me to change their minds. has this happen to anyone? i should get membership info next week and credit card the following week.
the csr only used my wife's income and not household. I am keeping my fingers crosses