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Regular Contributor
mr_postman
Posts: 179
Registered: ‎01-17-2008
0

PENFED APPROVED 20.5K INSTANT

 

tried to open a savings account with Penfed yesterday and received e-mail today stating that i was already a establsh member since 2008 so i called the number talked to a csr told him i forgot to my onlie info member number ect.. Csr was able to activate my account so before i said thank you he offered me the Visa Plantinum Rewards if i would like to apply for it. I asked him if it was going to be Hard pull Csr said yes. After a few question my income etc...He said WOW congratulation you have been approved for 20,500, and ask me if that was to much. He ask me If i wanted to lower the limit and of course i explain to csr i only intend to use 30% of limits and i usually PIF every month. csr also mention about a car loan approval of 25k no thanks. My cars are paid off. check my account today I only had 80 bucks in the account for 4 years ago:smileyvery-happy:

 

Pulled EQ; 706 0 inq

Valued Contributor
creditnocash
Posts: 2,236
Registered: ‎07-23-2012
0

Re: PENFED APPROVED 20.5K INSTANT

congrats on the nice card. 

good to have income like that as well =)

Current: Discover Fico 689 8/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/05/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
New Contributor
ntx
Posts: 64
Registered: ‎08-02-2012
0

Re: PENFED APPROVED 20.5K INSTANT

Wow, congratulations on that!  $20K!   :smileyhappy:

Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012
0

Re: PENFED APPROVED 20.5K INSTANT

Congrats.  Has card shown up in account?  If not, don't be surpriseif if they ask for more documents or reduce cl under manual review.

               LIMITS IN CARD DESCRIPTIONS
Regular Contributor
mr_postman
Posts: 179
Registered: ‎01-17-2008
0

Re: PENFED APPROVED 20.5K INSTANT

Cras

thanks for the heads how long after approval before it shows up to your account

Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012
0

Re: PENFED APPROVED 20.5K INSTANT

Next day after final approval.  Call them tomorrow if not in your account.  Check status online as well as it may change to documents needed etc.

               LIMITS IN CARD DESCRIPTIONS
Contributor
A_Madel
Posts: 92
Registered: ‎06-16-2012
0

Re: PENFED APPROVED 20.5K INSTANT

Congrats! Nice CL. It usually takes them about 48 - 72 hours to update the details of your account.

Current: EQ 791 / TU 788 / EX 752 FICO's (MyFico, Oct 2012)

*** NFCU Plat | USAA CR Amex | PenFed TR Amex | BOA Gold | JP Morgan Select | Amex BCP | Amex PRG | USAA Plat ***
Regular Contributor
mr_postman
Posts: 179
Registered: ‎01-17-2008
0

Re: PENFED APPROVED 20.5K INSTANT

check status today

 

What does it mean when it said transfered 8-13-2012 I app yesterday status went frpm approved to transfered

 

mr_postman yoour check is in the mail:

Valued Contributor
RockinRay
Posts: 1,945
Registered: ‎08-13-2007
0

Re: PENFED APPROVED 20.5K INSTANT


mr_postman wrote:

check status today

 

What does it mean when it said transfered 8-13-2012 I app yesterday status went frpm approved to transfered

 

mr_postman yoour check is in the mail:


When it says transferred - you are gold! You have been approved and they have now ordered your card.

 

Congrats!  :smileyhappy:

Ray

** Every Card has a Job, and Every Card does its Job **

Established Contributor
UFGuy2006
Posts: 729
Registered: ‎08-02-2008
0

Re: PENFED APPROVED 20.5K INSTANT


RockinRay wrote:

mr_postman wrote:

check status today

 

What does it mean when it said transfered 8-13-2012 I app yesterday status went frpm approved to transfered

 

mr_postman yoour check is in the mail:


When it says transferred - you are gold! You have been approved and they have now ordered your card.

 

Congrats!  :smileyhappy:


Yeeeep! Congrats!

FICO: EX: 756 (8/14); TU: 758 (9/14); EQ 732 (8/14)

In My Wallet: Amex X 5 | Barclays X 3 | BOA X 1 | CapOne X 3 | Chase X 2 | Citi X 6 | DCU X 1 | Discover X 1 | Fidelity X 1 | Fifth Third X 1 | PenFed X 1 | PSECU X 1 | Sams Club MC X 1 | Target RedCard X 1 | USAA X 2 | US Bank X 1 | Walmart X 1 | Wells Fargo X 1 = 33 Cards

Holding off apps until the end of the year! Wish me luck!

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