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Regular Contributor
mr_postman
Posts: 154
Registered: ‎01-17-2008

PENFED APPROVED 20.5K INSTANT

 

tried to open a savings account with Penfed yesterday and received e-mail today stating that i was already a establsh member since 2008 so i called the number talked to a csr told him i forgot to my onlie info member number ect.. Csr was able to activate my account so before i said thank you he offered me the Visa Plantinum Rewards if i would like to apply for it. I asked him if it was going to be Hard pull Csr said yes. After a few question my income etc...He said WOW congratulation you have been approved for 20,500, and ask me if that was to much. He ask me If i wanted to lower the limit and of course i explain to csr i only intend to use 30% of limits and i usually PIF every month. csr also mention about a car loan approval of 25k no thanks. My cars are paid off. check my account today I only had 80 bucks in the account for 4 years ago:smileyvery-happy:

 

Pulled EQ; 706 0 inq

Valued Contributor
creditnocash
Posts: 1,918
Registered: ‎07-23-2012

Re: PENFED APPROVED 20.5K INSTANT

congrats on the nice card. 

good to have income like that as well =)

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
New Contributor
ntx
Posts: 52
Registered: ‎08-02-2012

Re: PENFED APPROVED 20.5K INSTANT

Wow, congratulations on that!  $20K!   :smileyhappy:

BK7 04/2005. No baddies since.
Current Scores: EQ: 692 11/30/12 (myFICO), TU 697 11/28/12 (myFICO), EX 697 11/24/12
Current CL: Auto loan DCU refinance from WFDS bal. ~$16K, USAA Visa $3K 2/12, USAA MC $4K 8/12, USAA Amex $2K 10/12, Discover $1.5K 8/12, Chase Freedom $1K 8/12, GE/Walmart $800 8/12, GE/Amzn $1800 8/12, CareCredit $800 10/12, Amex Gold NPSL 10/12, DCU Visa $5K 11/12, Alliant Visa $1K 11/12, Barclay Rewards $500 11/12, FIA MC (AU) $9.6K 10/12
Valued Contributor
Crashem
Posts: 2,351
Registered: ‎01-26-2012

Re: PENFED APPROVED 20.5K INSTANT

Congrats.  Has card shown up in account?  If not, don't be surpriseif if they ask for more documents or reduce cl under manual review.

Amex Plat, Amex BCP 8k->24k (5/23/12), Amex TE 15k, CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k (8/20/12), HSBC 15k, JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k
Regular Contributor
mr_postman
Posts: 154
Registered: ‎01-17-2008

Re: PENFED APPROVED 20.5K INSTANT

Cras

thanks for the heads how long after approval before it shows up to your account

Valued Contributor
Crashem
Posts: 2,351
Registered: ‎01-26-2012

Re: PENFED APPROVED 20.5K INSTANT

Next day after final approval.  Call them tomorrow if not in your account.  Check status online as well as it may change to documents needed etc.

Amex Plat, Amex BCP 8k->24k (5/23/12), Amex TE 15k, CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k (8/20/12), HSBC 15k, JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k
Contributor
A_Madel
Posts: 92
Registered: ‎06-16-2012

Re: PENFED APPROVED 20.5K INSTANT

Congrats! Nice CL. It usually takes them about 48 - 72 hours to update the details of your account.

Current: EQ 791 / TU 788 / EX 752 FICO's (MyFico, Oct 2012)

*** NFCU Plat | USAA CR Amex | PenFed TR Amex | BOA Gold | JP Morgan Select | Amex BCP | Amex PRG | USAA Plat ***
Regular Contributor
mr_postman
Posts: 154
Registered: ‎01-17-2008

Re: PENFED APPROVED 20.5K INSTANT

check status today

 

What does it mean when it said transfered 8-13-2012 I app yesterday status went frpm approved to transfered

 

mr_postman yoour check is in the mail:

Valued Contributor
RockinRay
Posts: 1,763
Registered: ‎08-13-2007

Re: PENFED APPROVED 20.5K INSTANT


mr_postman wrote:

check status today

 

What does it mean when it said transfered 8-13-2012 I app yesterday status went frpm approved to transfered

 

mr_postman yoour check is in the mail:


When it says transferred - you are gold! You have been approved and they have now ordered your card.

 

Congrats!  :smileyhappy:

Ray

** Every Card has a Job, and Every Card does its Job **

Established Contributor
UFGuy2006
Posts: 595
Registered: ‎08-02-2008

Re: PENFED APPROVED 20.5K INSTANT


RockinRay wrote:

mr_postman wrote:

check status today

 

What does it mean when it said transfered 8-13-2012 I app yesterday status went frpm approved to transfered

 

mr_postman yoour check is in the mail:


When it says transferred - you are gold! You have been approved and they have now ordered your card.

 

Congrats!  :smileyhappy:


Yeeeep! Congrats!

FICO: EX: 756 (5/13); TU: 776 (5/13)
In My Wallet::
Amex Costco | Amex BCP | Amex PRG | Amex SPG | Barclays Priceline VS | Barclays US Airways WMC | BOA CR VS | CapOne CR WMC | Chase Freedom VS | Chase MP Club VS | Chase Marriott Prem VS | Chase Sapphire Pref WMC | Citi AA Amex | Citi Forward VS | Citi TY Prem VS | Discover IT | PF Platinum Rewards Visa | PF Travel Rewards Amex | PSECU Visa/PSL | US Bank Cash + VS

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