PENFED Approval below 700??

[Mellon]

Anyone been approved for their credit cards with scores below 700?? If so what was your score when approved?  Any baddies? What card did you get approved for?

I have been a member of Penfed since 2008. Approved at the time for membership only my score was still in the high 500's at the time. Now my EQ score is 685 and I have been approved for Discover IT, AMEX BCE, NFCU (14k CR and 7KPL and Navchek 10K), BOA 321. 

[dodfire]

Bump

[b_seeker]

http://whogavemecredit.com

Go there. Search by name. Penfed. This will give you different scores people apped with and their results. Just browsing, there were some that got approved with lower scores.

[Ron1]

You might want to check out this thread.

link:

http://ficoforums.myfico.com/t5/Credit-Cards/PenFed-Credit-Union-APP-results-and-FICO-SURVEY/m-p/476...

Ron.

[Mellon]

Thanks Ron!!

[Ron1]

---

@Mellon wrote:

Thanks Ron!!

---

You're welcome. They might ask for paystub for income vertification.

Ron.

[Mellon]

thanks I have my stubs ready...just briefly browsing the thread It seems like you need at least 700 but there were a few 680's that got through with paid derogs ( a lot of high 700's got denied). I may go for it after my Discover balance updates to $0. Being that CITI hates me,  a Penfed is the last card I want.

[youngandcreditwrthy]

That thread has many old approvals... Great info, but not extremely helpful in today's economy. Is there a place where we may be able to find more recent Penfed approvals?
Im itching for that Penfed Promise Visa myself. Looks like they want you to have 750+!!

[LesWH]

---

@youngandcreditwrthy wrote:
That thread has many old approvals... Great info, but not extremely helpful in today's economy. Is there a place where we may be able to find more recent Penfed approvals?
Im itching for that Penfed Promise Visa myself. Looks like they want you to have 750+!!

---

I was approved with a 734 for PenFed Cash Rewards with a 20,000 limit.

[youngandcreditwrthy]

That thread has many old approvals... Great info, but not extremely helpful in today's economy. Is there a place where we may be able to find more recent Penfed approvals?
Im itching for that Penfed Promise Visa myself. Looks like they want you to have 750+!!