04-02-2013 05:49 AM
Anyone been approved for their credit cards with scores below 700?? If so what was your score when approved? Any baddies? What card did you get approved for?
I have been a member of Penfed since 2008. Approved at the time for membership only my score was still in the high 500's at the time. Now my EQ score is 685 and I have been approved for Discover IT, AMEX BCE, NFCU (14k CR and 7KPL and Navchek 10K), BOA 321.
04-02-2013 05:55 AM
Go there. Search by name. Penfed. This will give you different scores people apped with and their results. Just browsing, there were some that got approved with lower scores.
04-02-2013 06:11 AM
04-02-2013 06:20 AM
thanks I have my stubs ready...just briefly browsing the thread It seems like you need at least 700 but there were a few 680's that got through with paid derogs ( a lot of high 700's got denied). I may go for it after my Discover balance updates to $0. Being that CITI hates me, a Penfed is the last card I want.
04-02-2013 06:21 AM
04-02-2013 07:44 AM
That thread has many old approvals... Great info, but not extremely helpful in today's economy. Is there a place where we may be able to find more recent Penfed approvals?
Im itching for that Penfed Promise Visa myself. Looks like they want you to have 750+!!
I was approved with a 734 for PenFed Cash Rewards with a 20,000 limit.
04-02-2013 10:44 AM