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PENFED LOVE BUTTON

Frequent Contributor

PENFED LOVE BUTTON

Logged on to my penfed account today and for the first time, I saw the pre-approvals blinking at me on the top left corner of the page. When I clicked on it, it said I am approved (not preapproved) for a 5k amex card, 50k auto loan bla bla bla. I decided instead to go for a cli on my visa, and it now says application in review. The limit on this visa is 15k and i have never charged close to 1k on it, but I was requesting a cli to 20k. I really do not not need this increase, but if penfed throws somethoing at you, you better catch it because it may never happen again. I hope this will not result to a hard pull. Please explain your experience with the penfed's love button. BTW eq fico is 708 prior to fooling around with this cli.
Message 1 of 3
2 REPLIES
Frequent Contributor

Re: PENFED LOVE BUTTON

Cli approved from 15k to 20k. No hard pull. My first cc to reach the 20k threshold.

Message 2 of 3
Senior Contributor

Re: PENFED LOVE BUTTON

Gotta love those hard free CLI from the stingy rich uncle. Congrats.

Message 3 of 3