Reply
Established Contributor
searchingfor67
Posts: 612
Registered: ‎08-02-2011

Re: PENFED Platinum Cash Rewards


simonlarano wrote:

Just app'd a few minutes ago, so nothing on my account yet except my Share (donation) account that was required since I had to donate to become an eligible member. Average Account age is ~ 4 years, oldest account is ~8 years (just got AMEX Member Date backdated to '93 last week, so I hope that will help eventually), almost 40 accounts open, about $50K in student loan debt. No baddies, no lates ever,  last two years' inquiries; 12 inq on EX 7 inq on EQ 2 on TU I have lots of builder cards and store cards with no balance/no AF just in the sock drawer which accounts for why I have so many accounts. Gross income ~ 40K, still live at home (rental property).


Thank you!
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $17K | Amex Costco TE $10.4K | Amex SPG $6.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi Dividend World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K
Frequent Contributor
BigDaddy18
Posts: 673
Registered: ‎04-23-2009

Re: PENFED Platinum Cash Rewards

[ Edited ]

I got it guys I was approved, so happy!  It's my highest CL yet!  20k sweet!  Thanks to everyone and their help and words of wisdom!


Starting Score: EQ FICO 777
Current Score: EQ FICO 803
Goal Score: EQ FICO 810


Take the FICO Fitness Challenge

Established Contributor
searchingfor67
Posts: 612
Registered: ‎08-02-2011

Re: PENFED Platinum Cash Rewards


BigDaddy18 wrote:

I got it guys I was approved, so happy!  It's my highest CL yet!  20k sweet!  Thanks to everyone and their help and words of wisdom!


Wow! That is awesome!!! I want to be just like you when I grow up :-)...
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $17K | Amex Costco TE $10.4K | Amex SPG $6.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi Dividend World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K
Frequent Contributor
BigDaddy18
Posts: 673
Registered: ‎04-23-2009

Re: PENFED Platinum Cash Rewards


searchingfor67 wrote:

BigDaddy18 wrote:

I got it guys I was approved, so happy!  It's my highest CL yet!  20k sweet!  Thanks to everyone and their help and words of wisdom!


Wow! That is awesome!!! I want to be just like you when I grow up :-)...

Haha now that's funny!  You know I say something like that all the time!  I'm getting ready to retire at 38 from the Marine Corps and after 20 years of this stuff I keep saying my gosh you mean I have to grow up and get a real job??  I don't want to!! 


Starting Score: EQ FICO 777
Current Score: EQ FICO 803
Goal Score: EQ FICO 810


Take the FICO Fitness Challenge

Established Contributor
searchingfor67
Posts: 612
Registered: ‎08-02-2011

Re: PENFED Platinum Cash Rewards


BigDaddy18 wrote:

searchingfor67 wrote:

BigDaddy18 wrote:

I got it guys I was approved, so happy!  It's my highest CL yet!  20k sweet!  Thanks to everyone and their help and words of wisdom!


Wow! That is awesome!!! I want to be just like you when I grow up :-)...

Haha now that's funny!  You know I say something like that all the time!  I'm getting ready to retire at 38 from the Marine Corps and after 20 years of this stuff I keep saying my gosh you mean I have to grow up and get a real job??  I don't want to!! 


I hear you. I'm a 25 year Coast Guard vet...still going strong. I will have to grow up and get a real job shortly though. Congrats on your impending retirement...thank you for standing the watch!!!
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $17K | Amex Costco TE $10.4K | Amex SPG $6.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi Dividend World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K
Frequent Contributor
BigDaddy18
Posts: 673
Registered: ‎04-23-2009

Re: PENFED Platinum Cash Rewards


searchingfor67 wrote:

BigDaddy18 wrote:

searchingfor67 wrote:

BigDaddy18 wrote:

I got it guys I was approved, so happy!  It's my highest CL yet!  20k sweet!  Thanks to everyone and their help and words of wisdom!


Wow! That is awesome!!! I want to be just like you when I grow up :-)...

Haha now that's funny!  You know I say something like that all the time!  I'm getting ready to retire at 38 from the Marine Corps and after 20 years of this stuff I keep saying my gosh you mean I have to grow up and get a real job??  I don't want to!! 


I hear you. I'm a 25 year Coast Guard vet...still going strong. I will have to grow up and get a real job shortly though. Congrats on your impending retirement...thank you for standing the watch!!!

wow you must be still having a blast to go past 20 my friend thank you for doing what you do! 

 

I'm just tired and I choose family from here on out!  Too much moving around and after 8 tours between Iraq yes the initial crossing and Afg I'm just spent!! 


Starting Score: EQ FICO 777
Current Score: EQ FICO 803
Goal Score: EQ FICO 810


Take the FICO Fitness Challenge

Established Contributor
searchingfor67
Posts: 612
Registered: ‎08-02-2011

Re: PENFED Platinum Cash Rewards

I totally cannot blame you and no, not necessarily having a blast, but It's a means to an end my friend
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $17K | Amex Costco TE $10.4K | Amex SPG $6.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi Dividend World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+