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Valued Member
b71913
Posts: 35
Registered: ‎05-17-2009

PENFED/USAA

I just became a full member of both, on there website it only shows individual or joint accounts. So after I apply will I be able to add her as an AU.

CC: Amex Green, Amex PRG, Amex BCE, US Bank Visa Sig Cash, Pen Fed Platinum Rewards, Chase Freedom, Discover More, Cap One Cash Rewards, BB Reward Zone MC, Barclays Rewards, Regions Platinum, Care Credit, Sears, JC Pennys, Shell.

TU ( MFICO 8/11/12 ) 786
EQ ( MFICO 8/11/12) 799
EX ( DIS 8/12/12) 856

Valued Contributor
jsucool76
Posts: 2,659
Registered: ‎12-11-2011

Re: PENFED/USAA

[ Edited ]

AU is different than joint. AU is allowing them to use your account, a joint account gives her ownership over the account the same as you. 

 

Edit: Just wanted to confirm you were talking about credit card accounts. Bank accounts (Checking/Savings/Money Market/CD and so on) individual or joint accounts, credit cards have individual (to which you can add AUs) or joint accounts (to which you can also add AUs) 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Valued Member
b71913
Posts: 35
Registered: ‎05-17-2009

Re: PENFED/USAA

Im going to apply for myself, but can i add my daughter as an Au , at a later time.

CC: Amex Green, Amex PRG, Amex BCE, US Bank Visa Sig Cash, Pen Fed Platinum Rewards, Chase Freedom, Discover More, Cap One Cash Rewards, BB Reward Zone MC, Barclays Rewards, Regions Platinum, Care Credit, Sears, JC Pennys, Shell.

TU ( MFICO 8/11/12 ) 786
EQ ( MFICO 8/11/12) 799
EX ( DIS 8/12/12) 856

Valued Contributor
jsucool76
Posts: 2,659
Registered: ‎12-11-2011

Re: PENFED/USAA

You should be able to no problem, some applications will even say at the bottom "Would you like to add any authorized users to this account?" 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Valued Member
b71913
Posts: 35
Registered: ‎05-17-2009

Re: PENFED/USAA

Thank you, for your imput

CC: Amex Green, Amex PRG, Amex BCE, US Bank Visa Sig Cash, Pen Fed Platinum Rewards, Chase Freedom, Discover More, Cap One Cash Rewards, BB Reward Zone MC, Barclays Rewards, Regions Platinum, Care Credit, Sears, JC Pennys, Shell.

TU ( MFICO 8/11/12 ) 786
EQ ( MFICO 8/11/12) 799
EX ( DIS 8/12/12) 856


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