PENFED/USAA

[ArCpa]

I just became a full member of both, on there website it only shows individual or joint accounts. So after I apply will I be able to add her as an AU.

[jsucool76]

AU is different than joint. AU is allowing them to use your account, a joint account gives her ownership over the account the same as you. 

Edit: Just wanted to confirm you were talking about credit card accounts. Bank accounts (Checking/Savings/Money Market/CD and so on) individual or joint accounts, credit cards have individual (to which you can add AUs) or joint accounts (to which you can also add AUs) 

[ArCpa]

Im going to apply for myself, but can i add my daughter as an Au , at a later time.

[jsucool76]

You should be able to no problem, some applications will even say at the bottom "Would you like to add any authorized users to this account?" 

[ArCpa]

Thank you, for your imput