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Contributor
ArCpa
Posts: 96
Registered: ‎05-17-2009

PENFED/USAA

I just became a full member of both, on there website it only shows individual or joint accounts. So after I apply will I be able to add her as an AU.

CC: Amex Green ( NPSL) Amex BCE ( 38.1 K ) US Bank Sig Cash ( 20K ) Pen Fed (42K) Chase Freedom ( 7.5K) Discover More (22K ) Cap 1 QSilver (10K) Barclays Rewards (9K) Care Credit (5.5k) Sears (12K) JC Pennys (6K) Dell (13K) Key Bank (19k ) Key Bank (16K) FFO (7.5 K) Shell ( 600) OCCU ( 20K ) City TY (10.5K) CSP (17.5k) Regions ( 18K )Simmons (15K) Regions BLOC (125K) Fuel Rewards MC(10K )

TU ( MFICO 1/11/14) 779
EQ ( MFICO 1/11/14) 797
EX ( MFICO 1/11/14) 780

Valued Contributor
jsucool76
Posts: 2,768
Registered: ‎12-11-2011

Re: PENFED/USAA

[ Edited ]

AU is different than joint. AU is allowing them to use your account, a joint account gives her ownership over the account the same as you. 

 

Edit: Just wanted to confirm you were talking about credit card accounts. Bank accounts (Checking/Savings/Money Market/CD and so on) individual or joint accounts, credit cards have individual (to which you can add AUs) or joint accounts (to which you can also add AUs) 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1500CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Contributor
ArCpa
Posts: 96
Registered: ‎05-17-2009

Re: PENFED/USAA

Im going to apply for myself, but can i add my daughter as an Au , at a later time.

CC: Amex Green ( NPSL) Amex BCE ( 38.1 K ) US Bank Sig Cash ( 20K ) Pen Fed (42K) Chase Freedom ( 7.5K) Discover More (22K ) Cap 1 QSilver (10K) Barclays Rewards (9K) Care Credit (5.5k) Sears (12K) JC Pennys (6K) Dell (13K) Key Bank (19k ) Key Bank (16K) FFO (7.5 K) Shell ( 600) OCCU ( 20K ) City TY (10.5K) CSP (17.5k) Regions ( 18K )Simmons (15K) Regions BLOC (125K) Fuel Rewards MC(10K )

TU ( MFICO 1/11/14) 779
EQ ( MFICO 1/11/14) 797
EX ( MFICO 1/11/14) 780

Valued Contributor
jsucool76
Posts: 2,768
Registered: ‎12-11-2011

Re: PENFED/USAA

You should be able to no problem, some applications will even say at the bottom "Would you like to add any authorized users to this account?" 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1500CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Contributor
ArCpa
Posts: 96
Registered: ‎05-17-2009

Re: PENFED/USAA

Thank you, for your imput

CC: Amex Green ( NPSL) Amex BCE ( 38.1 K ) US Bank Sig Cash ( 20K ) Pen Fed (42K) Chase Freedom ( 7.5K) Discover More (22K ) Cap 1 QSilver (10K) Barclays Rewards (9K) Care Credit (5.5k) Sears (12K) JC Pennys (6K) Dell (13K) Key Bank (19k ) Key Bank (16K) FFO (7.5 K) Shell ( 600) OCCU ( 20K ) City TY (10.5K) CSP (17.5k) Regions ( 18K )Simmons (15K) Regions BLOC (125K) Fuel Rewards MC(10K )

TU ( MFICO 1/11/14) 779
EQ ( MFICO 1/11/14) 797
EX ( MFICO 1/11/14) 780


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