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Frequent Contributor
Posts: 328
Registered: ‎01-26-2012
0

Re: PENFED You are Approved offer

Big time kudo's to you!!! I am sooo jealous!  When I grow up I want PenFed. I actually dream about it!! lol

 

NFCU Cash Rewards 20,000,NFCU Plat 17,000, NavCheck 15,000, USAA Cash 4,000, USSA Rate Adv 2,000, USAA AMEX 3,500, Freedom 2,000, Capital One 2,000, Barclay's Apple 1,500, Barclay's Ring 1500, Various Store Cards.




Established Contributor
Posts: 772
Registered: ‎01-03-2012
0

Re: PENFED You are Approved offer

That's the great thing about PenFed. If you're lucky enough to get a pre-approval (about as elusive as a leprechaun), there is NO hard pull. It's based on their quarterly SP, which usually doesn't happen unless you already have an existing loan or credit card with them.

Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Established Contributor
Posts: 792
Registered: ‎08-02-2008
0

Re: PENFED You are Approved offer


Creditaddict wrote:

Camilion wrote:

Im Afraid.....:smileyhappy:) i just wondered if anyone Knows if its a sure thing.....I know penfed is real tricky......and dont want to waste the INQ if i can possible be turned down

 

Select CardOffer AmountInterest
Rate
Modify Offer Amount
 
 

American Express
$18,700.00 9.990% 

 

 

VISA Platinum Cash Rewards
$18,700.00 9.990% 

 

 

PenFed Platinum Rewards
$18,700.00 9.990% 

 

 

PenFed Promise
$18,700.00 7.490%


It says APPROVED, yes it's a sure thing from the past that I know... just been a while since I have seen somoene post.

NICE CL!


I accepted the same offer in January (Q1). It was a done deal... no additional pull. Go for it!

FICO: EX: 752 (4/15); TU: 754 (3/15); EQ 732 (3/15)

In My Wallet: Amazon X 1 | Amex X 5 | Barclays X 2 | BOA X 1 | CapOne X 3 | Chase X 5 | Citi X 6 | DCU X 1 | DinersClub X 1 | Discover X 1 | Fidelity X 1 | Fifth Third X 2 | Macys X 1 | PenFed X 2 | PSECU X 1 | Sams Club MC X 1 | Target RedCard X 1 | USAA X 2 | US Bank X 1 | Walmart X 1 | Wells Fargo X 1

Holding off apps until the end of the year! Wish me luck!
Established Contributor
Posts: 792
Registered: ‎08-02-2008
0

Re: PENFED You are Approved offer


Camilion wrote:

hahaha Did it :smileyhappy:) APPROVED :smileyhappy:) Yeah!!!

 

PenFed Platinum Rewards      APPROVED 04/01/2013:smileyhappy:))


Woot! Congrats! Is this your first card with Penfed?  

FICO: EX: 752 (4/15); TU: 754 (3/15); EQ 732 (3/15)

In My Wallet: Amazon X 1 | Amex X 5 | Barclays X 2 | BOA X 1 | CapOne X 3 | Chase X 5 | Citi X 6 | DCU X 1 | DinersClub X 1 | Discover X 1 | Fidelity X 1 | Fifth Third X 2 | Macys X 1 | PenFed X 2 | PSECU X 1 | Sams Club MC X 1 | Target RedCard X 1 | USAA X 2 | US Bank X 1 | Walmart X 1 | Wells Fargo X 1

Holding off apps until the end of the year! Wish me luck!
New Contributor
Posts: 401
Registered: ‎03-16-2013
0

Re: PENFED You are Approved offer

Kool,Congrats nice card:smileyvery-happy:

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: PENFED You are Approved offer

CONGRATS!!!!

 

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
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