03-04-2010 04:11 PM
I've read lots of goodies in this forum abt Penfed esp. gas rebates, low apr, etc but jst afraid to try with them. I got bk in 07 disch. & have slowly rebuilt my cs now @ 660/ 690 both FICO, any advice would be appreciated. Thnks.
03-04-2010 04:13 PM
03-04-2010 04:35 PM
Can you join usaa or nfcu or a local credit union (maybe alliant- but I’m not sure if they’re bk friendly)? I was really turned off by penfed’s attitude…holding a 7 yr old baddie against me like I was some kind of criminal…I had more than enough on deposit w/them to cover a secured cc, but they gave me ‘no way, no how, not going to happen’ in return. Seriously, denial for a SECURED cc? Just didn’t make sense. Oh well, USAA just gave me a secured cc + soon I will get 1 from NFCU. Sometimes denials from 1 place turn into better things @ other places.
03-04-2010 05:01 PM
dont know if I can bec Im not in service, I have CU chk/ sav acct & 4 post-bk CC with low utilz, 1 reason I ask PenF was I know they give high CL which that's primarily my target..high CL, anyone you recommend that I have a chance?
03-05-2010 06:16 PM
PenFed does not give high CL unless you have excellent credit and income to justify.