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New Contributor
NEEDCREDITADVISE
Posts: 72
Registered: ‎05-07-2008

PENFED !!!!!!!!!!!!!!

Okay, I applied with  PenFed yesterday and they gave me the 24 hour pending status, I called today and they are requesting two most recent check stubs, DOES that mean I'm approved pending my stubs
Thanks for everyone's input..........
Established Contributor
nicemann
Posts: 583
Registered: ‎03-12-2008

Re: PENFED !!!!!!!!!!!!!!

[ Edited ]
Hopefully by the way it sounds, they will approve you.
 
Not to thread highjack but I was wondering.....I have nothing to do with the military, neither does any of my family or friends.  What is the best way to get membership with them?


Message Edited by nicemann on 05-29-2008 08:24 PM
As of 04/23/2011 - 731 for EQ FICO
As of 03/02/2012 - 779 for TU FICO
As of 12/2010 - 720 - 729 For EX (Chase FICO Score Provided by EX)
New Contributor
NEEDCREDITADVISE
Posts: 72
Registered: ‎05-07-2008

Re: PENFED !!!!!!!!!!!!!!

Me neither,  I joined by paying 20.00 to military family one time donation and 5.00  to open a share account
Thanks for everyone's input..........
Established Contributor
nicemann
Posts: 583
Registered: ‎03-12-2008

Re: PENFED !!!!!!!!!!!!!!

Humm If I knew I would get approved it may be worth the $20.  Guess I better sleep on it before I waste another INQ.
As of 04/23/2011 - 731 for EQ FICO
As of 03/02/2012 - 779 for TU FICO
As of 12/2010 - 720 - 729 For EX (Chase FICO Score Provided by EX)
New Contributor
ccats704
Posts: 105
Registered: ‎05-15-2008

Re: PENFED !!!!!!!!!!!!!!



nicemann wrote:
Hopefully by the way it sounds, they will approve you.
 
Not to thread highjack but I was wondering.....I have nothing to do with the military, neither does any of my family or friends.  What is the best way to get membership with them?


Message Edited by nicemann on 05-29-2008 08:24 PM


Hi nicemann call the 800 # and apply! You can open a checking, savings, money market, ect.... to become a member The cheapest way is the savings account which is opened with $5!
I'm better than blessed!
Established Contributor
SonorityGenius
Posts: 729
Registered: ‎10-21-2007

Re: PENFED !!!!!!!!!!!!!!

If you are non military join the military family assoc. right off from penfed's website, now there is a new promo I saw where its only $15 to join +$5 to fund savings acct = $20 total to get in
 
Penfed is notoriously strict though so make sure
1. no new accounts within 3 months (preferably 1 year but ymmv)
2. few inquiries (not recent)
3. no balance to cl ratios high (they will call you an egyptian)
4. they dont like too many CAs/judgements and frown on lower scores.. but ymmv with recon
 
if it says pending paystubs its MOST likely approved with verification of the income you stated on your app matches
 
Another way to check pending apps with penfed than to call 800# is login online click Manage account click Check Application Status and select the box next to it under "view comments" click submit and it will show you the status
Valued Contributor
Scamp
Posts: 2,791
Registered: ‎03-18-2007

Re: PENFED !!!!!!!!!!!!!!



SonorityGenius wrote:
If you are non military join the military family assoc. right off from penfed's website, now there is a new promo I saw where its only $15 to join +$5 to fund savings acct = $20 total to get in
 


SG, I didn't see this promo on the website last weekend when I was nosing around before joining, and when I ended up applying over the phone using the NMFA route and mentioned this promo to the CSR taking my app, she looked and couldn't find it, either - would you please give a bit more information about how to find this promo on there..?  Thanks!!
_____________________________________________________________________________
It's never too late to become the person you might have been. ~George Eliot

02/12/09 EX: 701 / 02/08/10 EQ: 719 / 02/08/10 TU: 723

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Established Contributor
SonorityGenius
Posts: 729
Registered: ‎10-21-2007

Re: PENFED !!!!!!!!!!!!!!

[ Edited ]
sure, on the right hand corner side of penfed.org is an for the MFA click on it and you will see this
 
"Pentagon Federal Credit Union members whom wish to join MOAA can now take advantage of our MOAA discounted membership fee of only $13"
 
So it actually is lower than $15 now!!
 


Message Edited by SonorityGenius on 05-30-2008 12:31 PM
Frequent Contributor
credit08
Posts: 386
Registered: ‎03-27-2008

Re: PENFED !!!!!!!!!!!!!!

Hey guys quickie does Pennfed have more than one location if so where abouts or can you  find locals on their website. Thanks for your help n advance.
Valued Contributor
Scamp
Posts: 2,791
Registered: ‎03-18-2007

Re: PENFED !!!!!!!!!!!!!!



SonorityGenius wrote:
sure, on the right hand corner side of penfed.org is an for the MFA click on it and you will see this
 
"Pentagon Federal Credit Union members whom wish to join MOAA can now take advantage of our MOAA discounted membership fee of only $13"
 
So it actually is lower than $15 now!!
 


Message Edited by SonorityGenius on 05-30-2008 12:31 PM

Ah - so the promo is for MOAA, not NMFA - okay. lol. 
 
Thanks for clarifying and for the link - I can't use it, but I'm sure others will who are military officers and want to join up that way!  :smileyhappy:
_____________________________________________________________________________
It's never too late to become the person you might have been. ~George Eliot

02/12/09 EX: 701 / 02/08/10 EQ: 719 / 02/08/10 TU: 723

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