My AMEX account was charged off. Sent to CA. I just finished PIF. Was told I will receive an app for the Optima card through their Oasis program.
My questions are: Will this PIF help my score any?
Should I send a GW letter to AMEX and if so, to whom?
Thank you in advance
Does the Oasis program still exist? I spoke to someone in customer service a few weeks ago and they said it doesn't exist anymore.
Even if it does exist, what's to stop AmEx from issuing you a card and then a week or so down the road slash your credit limit of place you under financial review?
If the debt is outside of the SOL, I'd say let AmEx eat it.