06-24-2009 03:25 PM
My AMEX account was charged off. Sent to CA. I just finished PIF. Was told I will receive an app for the Optima card through their Oasis program.
My questions are: Will this PIF help my score any?
Should I send a GW letter to AMEX and if so, to whom?
Thank you in advance
06-30-2009 05:18 PM
06-30-2009 05:53 PM
Does the Oasis program still exist? I spoke to someone in customer service a few weeks ago and they said it doesn't exist anymore.
Even if it does exist, what's to stop AmEx from issuing you a card and then a week or so down the road slash your credit limit of place you under financial review?
If the debt is outside of the SOL, I'd say let AmEx eat it.
06-30-2009 06:02 PM