06-24-2009 03:25 PM
My AMEX account was charged off. Sent to CA. I just finished PIF. Was told I will receive an app for the Optima card through their Oasis program.
My questions are: Will this PIF help my score any?
Should I send a GW letter to AMEX and if so, to whom?
Thank you in advance
06-30-2009 05:18 PM
06-30-2009 05:53 PM
Does the Oasis program still exist? I spoke to someone in customer service a few weeks ago and they said it doesn't exist anymore.
Even if it does exist, what's to stop AmEx from issuing you a card and then a week or so down the road slash your credit limit of place you under financial review?
If the debt is outside of the SOL, I'd say let AmEx eat it.
06-30-2009 06:02 PM
Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.