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PIF and credit card rewards

Valued Contributor

Re: PIF and credit card rewards

For me it is pretty simple as I only have 2 rewards cards and one just gives 1% cash back unless I find something in their rewards mall that gives bonus cash back. The other provides 5% cash back in rotating categories so I try to focus charging only what gives me 5% cash back on that card..
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Message 11 of 16
Blogger

Re: PIF and credit card rewards

Discover has the best shopping portal, so I simply use my Discover for all online shopping.
Message 12 of 16
Contributor

Re: PIF and credit card rewards


User686415 wrote:

However its not easy to compare rewards for online stores across credit card portals in one place.


http://evreward.com ...everything all in one place.

Message 13 of 16
Super Contributor

Re: PIF and credit card rewards


withaspark wrote:

User686415 wrote:

However its not easy to compare rewards for online stores across credit card portals in one place.


http://evreward.com ...everything all in one place.


Nice link!  Thanks!

Message 14 of 16
Frequent Contributor

Re: PIF and credit card rewards

I have 7 cards.  Honestly, having a smartphone makes it easy to keep track of them.  I use Manilla to access all of them at once on my phone, plus I have all 4 of my lenders' web apps so I can monitor specific activity on each card.

 

If I have a new card that has a certain spend that needs to be met to achieve  the signup bonus, then I prioritize use of that card.  Once I've met spend, I return to regular usage of all cards for their various rewards categories. 

TU: 771 (7/17/17) | EQ: 787 (7/17/17) | EX: 792 (7/17/17)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $34,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013)
Message 15 of 16
New Member

Re: PIF and credit card rewards

edited can help you easily check which credit card to use for each purchase whether online or in-store. Would love to hear your thoughts after you use it...

Its easy,free,ad-free and even lets you build  you ideal wallet in the long run for the purchases you typically make..

Message 16 of 16