@Involver wrote:
I'm going to try to PC.
The $8k cap/year inclusive of all four categories is a joke, though.
I called, you can't PC. They can't change products from one to another was what they told me. When I mentioned that you could with a checking account there was silence a little mumbling and then I was told the system wouldn't allow it.
They were happy to tell me at first that I could change products by applying for the new one and when approved I could transfer my balance over to the new card and close the old one. This would be the first bank that I am aware of that lets you transfer balances from one account to another, except Synchrony with the upgrade to the Walmart MC or other such upgrades.
It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.
