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PNC Credit Card- Score needed for Approval?

Frequent Contributor

PNC Credit Card- Score needed for Approval?

Anyone ever app for PNC Banks CC? Any idea on what scores they are looking for?

 

Thanks!

 

Bridget

Starting Score: 06/2010- EQ 464
01/2012-EQ 512
April Score: EQ 679 4/12TU- 677 EX- 699 (FAKO)
Current Score: 05/2012-EQ 691 4/12TU- 706 EX- 720(FAKO)
Goal Score: 700 by 05/2012- MADE IT!!!!


Take the FICO Fitness Challenge
Message 1 of 5
4 REPLIES
Moderator Emeritus

Re: PNC Credit Card- Score needed for Approval?

I appd in December with a TU FICO of 670 and was turned down. I had maybe 1-2 inquiries, no CAs, a redeemed repo with lates from 2005, and two CC lates from 2002. Util was a little high at 50%. Seems like Util was a deciding factor. I can't remember details.

BTW, they'll likely pull TU.
Message 2 of 5
Established Contributor

Re: PNC Credit Card- Score needed for Approval?

Maybe you'll do better to APP 4 a National City and then when they finish with the takeover u will have a PNC. Plus National City gives out nice CL's.
Advice is what we ask for when we already know the answer but wish we didn't.
Message 3 of 5
Frequent Contributor

Re: PNC Credit Card- Score needed for Approval?

TThanks for the info all! I will try through National first...

 

~Bridget

Starting Score: 06/2010- EQ 464
01/2012-EQ 512
April Score: EQ 679 4/12TU- 677 EX- 699 (FAKO)
Current Score: 05/2012-EQ 691 4/12TU- 706 EX- 720(FAKO)
Goal Score: 700 by 05/2012- MADE IT!!!!


Take the FICO Fitness Challenge
Message 4 of 5
Regular Contributor

Re: PNC Credit Card- Score needed for Approval?

National City does not offer their products in all states. I am in DE and it was not available. I was declined for a PNC Business card in January with ~720 scores, but I think the reason was high debt... (I'm at 30% overall on my revolving accounts). They checked TU for me.
Message 5 of 5