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Established Contributor
corymcd88
Posts: 717
Registered: ‎12-12-2011

PNC Credit card

Is PNC credit card easy to get? What score do they like to see?  Should I try 5/3 Bank?

Walmart / GECRB - 3,300/6,000, JCP / GECRB - 1,000, Dillard's / GECRB - 1,000, Amazon / GECRB - 1,500, Chevron / GECRB - 1,000, Belk / GECRB - 1,000, Aeromexico Visa / US Bank - 300, Capital One - 375/1,250, Bank Of America 123 Cash Back - 1,000, Wells Fargo - 300, AMEX ZYNC - NPSL, AMEX Delta Gold - 1,000, USAA AMEX - 250.
Senior Contributor
Ron1
Posts: 4,483
Registered: ‎05-23-2009

Re: PNC Credit card


corymcd88 wrote:

Is PNC credit card easy to get? What score do they like to see?  Should I try 5/3 Bank?


Try First Progress Mastercard. It is the easiest one to get.  My brother have one. 

 

 

Ron.

Regular Contributor
lovely222
Posts: 209
Registered: ‎12-10-2010

Re: PNC Credit card


corymcd88 wrote:

Is PNC credit card easy to get? What score do they like to see?  Should I try 5/3 Bank?


I got this card last May with a 710 TU score. 0% BT for 12 months and by far my highest limit at that time at $17,500! When they approved me, they sent me a letter with my score, which was 684. I think they like to see high 600's. 

6/13: FICO TU (Walmart): 750
6/13: FICO EQ (Score Watch): 769
Goal: 780+, 0 Balances, No app'ing! (For real this time!!!)
Established Contributor
corymcd88
Posts: 717
Registered: ‎12-12-2011

Re: PNC Credit card


lovely222 wrote:

corymcd88 wrote:

Is PNC credit card easy to get? What score do they like to see?  Should I try 5/3 Bank?


I got this card last May with a 710 TU score. 0% BT for 12 months and by far my highest limit at that time at $17,500! When they approved me, they sent me a letter with my score, which was 684. I think they like to see high 600's. 


I will call tomorrow. Thanks!

Walmart / GECRB - 3,300/6,000, JCP / GECRB - 1,000, Dillard's / GECRB - 1,000, Amazon / GECRB - 1,500, Chevron / GECRB - 1,000, Belk / GECRB - 1,000, Aeromexico Visa / US Bank - 300, Capital One - 375/1,250, Bank Of America 123 Cash Back - 1,000, Wells Fargo - 300, AMEX ZYNC - NPSL, AMEX Delta Gold - 1,000, USAA AMEX - 250.
Regular Contributor
lovely222
Posts: 209
Registered: ‎12-10-2010

Re: PNC Credit card

 

 


corymcd88 wrote:

lovely222 wrote:

corymcd88 wrote:

Is PNC credit card easy to get? What score do they like to see?  Should I try 5/3 Bank?


I got this card last May with a 710 TU score. 0% BT for 12 months and by far my highest limit at that time at $17,500! When they approved me, they sent me a letter with my score, which was 684. I think they like to see high 600's. 


I will call tomorrow. Thanks!



Happy to help! :smileyhappy: 

 

Let us know how it goes!

6/13: FICO TU (Walmart): 750
6/13: FICO EQ (Score Watch): 769
Goal: 780+, 0 Balances, No app'ing! (For real this time!!!)
Regular Contributor
ReBuildingAgn
Posts: 193
Registered: ‎08-01-2008

Re: PNC Credit card

Who do they pull??

;Starting Score: Low 500s FICO Aug 2008
Current Score: EQ 668 EX 723 TU 723 (All FICO)
Goal Score: 720s Across the Board! Almost there!

Cap1 NHR ($1250), GE Rooms2Go ($4k), WalMart Discover ($3250), Barclay's Rewards MC ($2k), Amex BCE ($5K), Kohl's ($1K), Chase Freedom ($3K), Discover More ($1K)
Regular Contributor
lovely222
Posts: 209
Registered: ‎12-10-2010

Re: PNC Credit card


ReBuildingAgn wrote:

Who do they pull??


For me they pulled EX only. 

6/13: FICO TU (Walmart): 750
6/13: FICO EQ (Score Watch): 769
Goal: 780+, 0 Balances, No app'ing! (For real this time!!!)
Established Contributor
fusioncredit
Posts: 614
Registered: ‎10-23-2011

Re: PNC Credit card


lovely222 wrote:

corymcd88 wrote:

Is PNC credit card easy to get? What score do they like to see?  Should I try 5/3 Bank?


I got this card last May with a 710 TU score. 0% BT for 12 months and by far my highest limit at that time at $17,500! When they approved me, they sent me a letter with my score, which was 684. I think they like to see high 600's. 


When you applied were you a PNC banking customer? Also you mention your TU score in this reply but in other replies you mention that PNC pulled EX


Starting Score: EQ 686 10/18/11, TU 689 10/25/11, EX 685 10/11 (Amex Pull)....these are all FICO scores
Current Score: EQ 702 10/24/11, TU 689, EX 685
Goal Score: 750+

Score Update: EQ: 743 (02/03/12) TU: 741 (Walmart 01/11/12), now 761 as of 01/27/12 (Walmart), EX: 741 (Amex 01/04/12)
Take the FICO Fitness Challenge

Regular Contributor
lovely222
Posts: 209
Registered: ‎12-10-2010

Re: PNC Credit card


fusioncredit wrote:

lovely222 wrote:

corymcd88 wrote:

Is PNC credit card easy to get? What score do they like to see?  Should I try 5/3 Bank?


I got this card last May with a 710 TU score. 0% BT for 12 months and by far my highest limit at that time at $17,500! When they approved me, they sent me a letter with my score, which was 684. I think they like to see high 600's. 


When you applied were you a PNC banking customer? Also you mention your TU score in this reply but in other replies you mention that PNC pulled EX


Yes, I was a PNC customer when I applied. I pulled my report from myFICO prior to applying and my TU was 710. When I was approved they sent me a mail that said I was approved and "the information we used was from your Experian report including your score of 684".

 

Hope this clears it up.

6/13: FICO TU (Walmart): 750
6/13: FICO EQ (Score Watch): 769
Goal: 780+, 0 Balances, No app'ing! (For real this time!!!)
Established Contributor
fusioncredit
Posts: 614
Registered: ‎10-23-2011

Re: PNC Credit card


lovely222 wrote:

fusioncredit wrote:

lovely222 wrote:

corymcd88 wrote:

Is PNC credit card easy to get? What score do they like to see?  Should I try 5/3 Bank?


I got this card last May with a 710 TU score. 0% BT for 12 months and by far my highest limit at that time at $17,500! When they approved me, they sent me a letter with my score, which was 684. I think they like to see high 600's. 


When you applied were you a PNC banking customer? Also you mention your TU score in this reply but in other replies you mention that PNC pulled EX


Yes, I was a PNC customer when I applied. I pulled my report from myFICO prior to applying and my TU was 710. When I was approved they sent me a mail that said I was approved and "the information we used was from your Experian report including your score of 684".

 

Hope this clears it up.


Thanks for responding :smileyhappy: I wonder if I can apply for the card without being a PNC customer


Starting Score: EQ 686 10/18/11, TU 689 10/25/11, EX 685 10/11 (Amex Pull)....these are all FICO scores
Current Score: EQ 702 10/24/11, TU 689, EX 685
Goal Score: 750+

Score Update: EQ: 743 (02/03/12) TU: 741 (Walmart 01/11/12), now 761 as of 01/27/12 (Walmart), EX: 741 (Amex 01/04/12)
Take the FICO Fitness Challenge


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