On Sunday I applied online for the PNC Flex offer I received in the mail. The offer was for 0% on balance transfers until January 2015. It wasn’t clear to me if my application was approved – a box popped up that said it would take 7-10 days for a card to be issued but that seemed like a general message so I didn’t trust it. I called the underwriting department today and was told that I was approved for a credit limit of $16,000. The card is on the way. I was shocked. Delighted, but shocked. That’s far more than I need for the balance transfer. Perhaps the fact that I have a savings account at PNC had something to do with it.
I completed a DMP a little more than a year ago. Since then I have worked diligently to pay down the account I did not include in the DMP. Earning an opportunity to finish paying that balance without having to pay any more interest = icing on the cake!
