PNC credit cards

[ray8806]

Does anyone have a CC with them?

I saw that their cash builder card is 1.25% cash back but their points card (or whatever they call it) gets 4 points per dollar on everything. Anyone know anything about their rewards or what their points are worth? I figure a card with 4 points on everything is a nice deal...but that also depends on how much one can redeem with their points.

Any thought on them?

[Anonymous]

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@ray8806 wrote:
Does anyone have a CC with them?

I saw that their cash builder card is 1.25% cash back but their points card (or whatever they call it) gets 4 points per dollar on everything. Anyone know anything about their rewards or what their points are worth? I figure a card with 4 points on everything is a nice deal...but that also depends on how much one can redeem with their points.

Any thought on them?

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I believe their points are worth about 0.25 cents/ea...Effectively a 1% card.

[ray8806]

Eww hahah

[Hubcapjw]

I'm interested also.  Any ideas on scores and who they pull? I do have accounts with them if that helps.

thx

jeff

[Burned2manybridgesB4]

Think they like 2+AAOA, low utilization, and a few 10k+ cards.

[Burned2manybridgesB4]

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@Hubcapjw wrote:

I'm interested also.  Any ideas on scores and who they pull? I do have accounts with them if that helps.

thx

jeff

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@Pulled EX for me. I don't bank with them. Gave me 14k @Anonymous.99% (my average).

[Hubcapjw]

Thank you. Maybe I'll hold off cause the highest I have is $5000

[Burned2manybridgesB4]

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@Hubcapjw wrote:

Thank you. Maybe I'll hold off cause the highest I have is $5000

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There's really not a lot listed for their approval stats that can be considered recent. It's anybody's guess what their average is.

[B335is]

They're conservative. I tried last year, I'm not going to try again unless they come out with a groundbreaking card. I still have the denial letter (pulled TU in MI, 2 inq, 797 Fico at the time). Manually reviewed, denied for new accts.

[elim]

DGF got a secured card from them last year to start her rebuild (high 500 scores after job loss and student loans defaulted a few years ago). She also has a mortgage with them at 2.25%. thats all i know about PNC... period.

nice looking card though. best of luck if you jump on the rewards card.   :]