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Re: POLL: Absolute BEST Credit Cards for CASH REWARDS and AIRLINE MILES

[ Edited ]

jsucool76 wrote:

jamesdwi wrote:

the absolute best rewards cards are the ones that you AP for an are approved, and use. If you don't do all three you won't recieve rewards. 

 

with that note:   

 

AMEX  BCP  is my first choice but you need to spend a lot to break even has a  AF

AMEX BCE  is the secord, hard to get but has decent rewards

AMEX Zync  with packs,  poissibly NPSL and 1% standard with packs getting 2% has AF plus some packs cost money. 

 

CapOne rewards  1% on everything, 2% on gas stations  easy to get with a small AF $39 

other capone's are nice but much harder to get. 

 

Chase Freedom, DISC more, DISC IT  has 5% on rotating items. and 1% on everything and upto 10% on certain retailers got 5% off hotels.com which also gives 1 free night after 10 stays, prices some of the best on the net. 

 

DISC more, DISC IT  has 5% on rotating items.  but has low rewards untill you spend a lot of money. 

 

 



Which capital one card gets 2% back on gas? I have the Cash rewards card and I don't get that D:


It's the No Hassle Rewards card. for 2% on gas. Also the cool thing about the No hassle card is your cash balance is updated as your purchases post....no waiting until your statement cuts.

Wallet: NFCU CashRewards 35k-- USAA AMEX 28k-- USAA World MC 22k-- Discover IT 17.5k--Chase Freedom 23.5k-- NFCU NavCheck 15k
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Re: POLL: Absolute BEST Credit Cards for CASH REWARDS and AIRLINE MILES


jsucool76 wrote:

jamesdwi wrote:

the absolute best rewards cards are the ones that you AP for an are approved, and use. If you don't do all three you won't recieve rewards. 

 

with that note:   

 

AMEX  BCP  is my first choice but you need to spend a lot to break even has a  AF

AMEX BCE  is the secord, hard to get but has decent rewards

AMEX Zync  with packs,  poissibly NPSL and 1% standard with packs getting 2% has AF plus some packs cost money. 

 

CapOne rewards  1% on everything, 2% on gas stations  easy to get with a small AF $39 

other capone's are nice but much harder to get. 

 

Chase Freedom, DISC more, DISC IT  has 5% on rotating items. and 1% on everything and upto 10% on certain retailers got 5% off hotels.com which also gives 1 free night after 10 stays, prices some of the best on the net. 

 

DISC more, DISC IT  has 5% on rotating items.  but has low rewards untill you spend a lot of money. 

 

 



Which capital one card gets 2% back on gas? I have the Cash rewards card and I don't get that D:


Date Description Amount Rewards Type Rewards Amount

07/17/2012SPEEDWAY 04292 MIL
$71.50
Earn
$1.43 Cash

2% cashback at local gas station. Platinum Mastercard rewards. 

Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 12k Sally Mae5k Sams Club MC 10k, Paypal Extras MC 6k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5k, Walmart 10k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 10k and a nice stack of store cards.
Last APP/HP 4/22/2015
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Re: POLL: Absolute BEST Credit Cards for CASH REWARDS and AIRLINE MILES


greeneman21 wrote:

jsucool76 wrote:

jamesdwi wrote:

the absolute best rewards cards are the ones that you AP for an are approved, and use. If you don't do all three you won't recieve rewards. 

 

with that note:   

 

AMEX  BCP  is my first choice but you need to spend a lot to break even has a  AF

AMEX BCE  is the secord, hard to get but has decent rewards

AMEX Zync  with packs,  poissibly NPSL and 1% standard with packs getting 2% has AF plus some packs cost money. 

 

CapOne rewards  1% on everything, 2% on gas stations  easy to get with a small AF $39 

other capone's are nice but much harder to get. 

 

Chase Freedom, DISC more, DISC IT  has 5% on rotating items. and 1% on everything and upto 10% on certain retailers got 5% off hotels.com which also gives 1 free night after 10 stays, prices some of the best on the net. 

 

DISC more, DISC IT  has 5% on rotating items.  but has low rewards untill you spend a lot of money. 

 

 



Which capital one card gets 2% back on gas? I have the Cash rewards card and I don't get that D:


It's the No Hassle Rewards card. for 2% on gas. Also the cool thing about the No hassle card is your cash balance is updated as your purchases post....no waiting until your statement cuts.


Bah, I don't think you can apply for that card anymore. They only have Venture (Miles) Cash (Cash Back) and that's it for rewards. The afilliate cards are the ones with points (MTV, Sony, Playstation)

;
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Re: POLL: Absolute BEST Credit Cards for CASH REWARDS and AIRLINE MILES

[ Edited ]

I think US Bank Cash+ Visa Signature is one of the best cash rewards card. It has no AF.

 

 

Ron.

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Re: POLL: Absolute BEST Credit Cards for CASH REWARDS and AIRLINE MILES


Ron1 wrote:

I think US Bank Cash+ Visa Signature is one of the best cash rewards card. It has no AF.

 

 

Ron.


+1... choose two 5% categories, and one 2%. especially if you have bills.. because it is one of the 5% categories.

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Re: POLL: Absolute BEST Credit Cards for CASH REWARDS and AIRLINE MILES

US Bank cash + card is the best. Two 5% catagories your choice one 2% catagory your choice for evewrything else 1% cash back.

Equifax My FICO score 815 5/28/2012, 818 on 7/28/2014 . Average of Accounts 12 years and no Installment accounts. MyFICO TU 810 6/26/2012 809 4/21/2013 MyFICO XPN -805. 2/26/2014 Discover TU FICO 813 App free since 9/2011
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Re: POLL: Absolute BEST Credit Cards for CASH REWARDS and AIRLINE MILES

With your kind of scores, I was able to get a Discover More (with 5% categories, currently gas, movie theaters, and theme parks) and a BoA 123 Cash Rewards (3% gas, 2% groceries, 1% everything else.)  Those cover the bases pretty well, until you have excellent credit and can get the big time prime cards.


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Re: POLL: Absolute BEST Credit Cards for CASH REWARDS and AIRLINE MILES

Discover More is not prime? They give 15 mo's no interest, not many lenders will do that.  For sure prime.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
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citiForward: 4.7k
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DFS: 2k
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Re: POLL: Absolute BEST Credit Cards for CASH REWARDS and AIRLINE MILES

+1 -  US Bank Cash+ VISA Sig....  Offers 5% cash back for travel + one other 5% cash back choice along with a 2% cash back choice with no AF.  Probably my next card.  Just a clarification on the BCP.  To recoup the $75 annual fee, just need to spend $25 a week on groceries to cover the AF.  Everything else is cake with no max on rewards.  I use it for pretty much everything.  It's a GREAT card and hard to beat.  


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Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSP 20.5K, TotalRewards 20.5K, QuickSilver 20K

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Re: POLL: Absolute BEST Credit Cards for CASH REWARDS and AIRLINE MILES


AndySoCal wrote:

US Bank cash + card is the best. Two 5% catagories your choice one 2% catagory your choice for evewrything else 1% cash back.


I respectfully disagree.  US Bank Cash+ is awesome card but isn't the best cash card.  The categories are very limiting (e.g. restaurant and fast food are 2 different categories).  As your main cash card, it is actually pretty limiting.  However where Cash+ shines is when it is used in conjunction with other cards.  It's an unique and great supporting card.  That is why it is special.

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