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POLL: Absolute BEST Credit Cards for CASH REWARDS and AIRLINE MILES

Contributor

Re: POLL: Absolute BEST Credit Cards for CASH REWARDS and AIRLINE MILES


jsucool76 wrote:

jamesdwi wrote:

the absolute best rewards cards are the ones that you AP for an are approved, and use. If you don't do all three you won't recieve rewards. 

 

with that note:   

 

AMEX  BCP  is my first choice but you need to spend a lot to break even has a  AF

AMEX BCE  is the secord, hard to get but has decent rewards

AMEX Zync  with packs,  poissibly NPSL and 1% standard with packs getting 2% has AF plus some packs cost money. 

 

CapOne rewards  1% on everything, 2% on gas stations  easy to get with a small AF $39 

other capone's are nice but much harder to get. 

 

Chase Freedom, DISC more, DISC IT  has 5% on rotating items. and 1% on everything and upto 10% on certain retailers got 5% off hotels.com which also gives 1 free night after 10 stays, prices some of the best on the net. 

 

DISC more, DISC IT  has 5% on rotating items.  but has low rewards untill you spend a lot of money. 

 

 



Which capital one card gets 2% back on gas? I have the Cash rewards card and I don't get that D:


It's the No Hassle Rewards card. for 2% on gas. Also the cool thing about the No hassle card is your cash balance is updated as your purchases post....no waiting until your statement cuts.

Wallet: NFCU CashRewards 35k-- USAA AMEX 28k-- USAA World MC 22k-- Discover IT 17.5k--Chase Freedom 23.5k-- NFCU NavCheck 15k
Valued Contributor

Re: POLL: Absolute BEST Credit Cards for CASH REWARDS and AIRLINE MILES


jsucool76 wrote:

jamesdwi wrote:

the absolute best rewards cards are the ones that you AP for an are approved, and use. If you don't do all three you won't recieve rewards. 

 

with that note:   

 

AMEX  BCP  is my first choice but you need to spend a lot to break even has a  AF

AMEX BCE  is the secord, hard to get but has decent rewards

AMEX Zync  with packs,  poissibly NPSL and 1% standard with packs getting 2% has AF plus some packs cost money. 

 

CapOne rewards  1% on everything, 2% on gas stations  easy to get with a small AF $39 

other capone's are nice but much harder to get. 

 

Chase Freedom, DISC more, DISC IT  has 5% on rotating items. and 1% on everything and upto 10% on certain retailers got 5% off hotels.com which also gives 1 free night after 10 stays, prices some of the best on the net. 

 

DISC more, DISC IT  has 5% on rotating items.  but has low rewards untill you spend a lot of money. 

 

 



Which capital one card gets 2% back on gas? I have the Cash rewards card and I don't get that D:


Date Description Amount Rewards Type Rewards Amount

07/17/2012SPEEDWAY 04292 MIL
$71.50
Earn
$1.43 Cash

2% cashback at local gas station. Platinum Mastercard rewards. 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Super Contributor

Re: POLL: Absolute BEST Credit Cards for CASH REWARDS and AIRLINE MILES


greeneman21 wrote:

jsucool76 wrote:

jamesdwi wrote:

the absolute best rewards cards are the ones that you AP for an are approved, and use. If you don't do all three you won't recieve rewards. 

 

with that note:   

 

AMEX  BCP  is my first choice but you need to spend a lot to break even has a  AF

AMEX BCE  is the secord, hard to get but has decent rewards

AMEX Zync  with packs,  poissibly NPSL and 1% standard with packs getting 2% has AF plus some packs cost money. 

 

CapOne rewards  1% on everything, 2% on gas stations  easy to get with a small AF $39 

other capone's are nice but much harder to get. 

 

Chase Freedom, DISC more, DISC IT  has 5% on rotating items. and 1% on everything and upto 10% on certain retailers got 5% off hotels.com which also gives 1 free night after 10 stays, prices some of the best on the net. 

 

DISC more, DISC IT  has 5% on rotating items.  but has low rewards untill you spend a lot of money. 

 

 



Which capital one card gets 2% back on gas? I have the Cash rewards card and I don't get that D:


It's the No Hassle Rewards card. for 2% on gas. Also the cool thing about the No hassle card is your cash balance is updated as your purchases post....no waiting until your statement cuts.


Bah, I don't think you can apply for that card anymore. They only have Venture (Miles) Cash (Cash Back) and that's it for rewards. The afilliate cards are the ones with points (MTV, Sony, Playstation)



Super Contributor

Re: POLL: Absolute BEST Credit Cards for CASH REWARDS and AIRLINE MILES

I think US Bank Cash+ Visa Signature is one of the best cash rewards card. It has no AF.

 

 

Ron.

Frequent Contributor

Re: POLL: Absolute BEST Credit Cards for CASH REWARDS and AIRLINE MILES


Ron1 wrote:

I think US Bank Cash+ Visa Signature is one of the best cash rewards card. It has no AF.

 

 

Ron.


+1... choose two 5% categories, and one 2%. especially if you have bills.. because it is one of the 5% categories.

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Valued Contributor

Re: POLL: Absolute BEST Credit Cards for CASH REWARDS and AIRLINE MILES

US Bank cash + card is the best. Two 5% catagories your choice one 2% catagory your choice for evewrything else 1% cash back.

Equifax My FICO score 814 11/29/2016, Discover TU FICO 807 12/29/2016 Citibank Equifax Bankcard FICO score 827 12/27/2016 Average of Accounts 13 years and no Installment accounts, 1 TU inquiry in 2015
Established Contributor

Re: POLL: Absolute BEST Credit Cards for CASH REWARDS and AIRLINE MILES

With your kind of scores, I was able to get a Discover More (with 5% categories, currently gas, movie theaters, and theme parks) and a BoA 123 Cash Rewards (3% gas, 2% groceries, 1% everything else.)  Those cover the bases pretty well, until you have excellent credit and can get the big time prime cards.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

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Established Contributor

Re: POLL: Absolute BEST Credit Cards for CASH REWARDS and AIRLINE MILES

Discover More is not prime? They give 15 mo's no interest, not many lenders will do that.  For sure prime.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Community Leader
Valued Contributor

Re: POLL: Absolute BEST Credit Cards for CASH REWARDS and AIRLINE MILES

+1 -  US Bank Cash+ VISA Sig....  Offers 5% cash back for travel + one other 5% cash back choice along with a 2% cash back choice with no AF.  Probably my next card.  Just a clarification on the BCP.  To recoup the $75 annual fee, just need to spend $25 a week on groceries to cover the AF.  Everything else is cake with no max on rewards.  I use it for pretty much everything.  It's a GREAT card and hard to beat.  


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Valued Contributor

Re: POLL: Absolute BEST Credit Cards for CASH REWARDS and AIRLINE MILES


AndySoCal wrote:

US Bank cash + card is the best. Two 5% catagories your choice one 2% catagory your choice for evewrything else 1% cash back.


I respectfully disagree.  US Bank Cash+ is awesome card but isn't the best cash card.  The categories are very limiting (e.g. restaurant and fast food are 2 different categories).  As your main cash card, it is actually pretty limiting.  However where Cash+ shines is when it is used in conjunction with other cards.  It's an unique and great supporting card.  That is why it is special.

               LIMITS IN CARD DESCRIPTIONS