Credit Cards

[hedgeclipper2]

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Crashem wrote:

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hedgeclipper2 wrote:

RBFCU Platinum Preferred Mastercard - 5.7% APR

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Wow that is low. You sure it is still valid? Just looked it up and saying 7.7 on website.

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Yes, it is still valid.  You get an additional 2% off the APR if you do their Relationship Checklist, ie: having DD, estatements, etc.

[Crashem]

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hedgeclipper2 wrote:

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Crashem wrote:

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hedgeclipper2 wrote:

RBFCU Platinum Preferred Mastercard - 5.7% APR

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Wow that is low. You sure it is still valid? Just looked it up and saying 7.7 on website.

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Yes, it is still valid.  You get an additional 2% off the APR if you do their Relationship Checklist, ie: having DD, estatements, etc.

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Very cool.  Got to be one of lowest on the market then.  That Amerprise World Elite Mastercard seems like great card too.  Slightly higher APR but 1.5% rewards is amazing.

[mokong]

Barclay Ring @ 8% purchase and cash advance.

[hedgeclipper2]

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Crashem wrote:

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hedgeclipper2 wrote:

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Crashem wrote:

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hedgeclipper2 wrote:

RBFCU Platinum Preferred Mastercard - 5.7% APR

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Wow that is low. You sure it is still valid? Just looked it up and saying 7.7 on website.

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Yes, it is still valid.  You get an additional 2% off the APR if you do their Relationship Checklist, ie: having DD, estatements, etc.

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Very cool.  Got to be one of lowest on the market then.  That Amerprise World Elite Mastercard seems like great card too.  Slightly higher APR but 1.5% rewards is amazing.

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Yeah, and they are doing a 3.9% on BT no fee for like 18 months now I think.  Pretty good no frills card if you ask me.

[ILBrian]

Citi 6.74% no rewards

[keithc]

cu visa 6.9 fixed and 11.9 cash advance

[CK_Charles_Lover]

I've had a local bank, used to be Parkvale recently changed to First National  Bank of PA (which I'm not thrilled about). Anyway I've had a visa $5000 with 7.24% for three years. So far the takeover hasn't affected the interest rate. I do have to say that everyone talks about CU and getting the great interest rates and higher limits. The same goes with the smaller banks in general IMO. We have Chase and PNC and other bigger banks too. I know people who bank there and they are not getting high limits and definitely not 7% interest rates. Also the CL of $5,000 my other biggest credit limit at the time was a capital one builder card with $500 limit. Try those hometown smaller banks or CU. I'd never be where I am without them. 

[lithium78]

17.8% for my Capital One Platinum.  I've just recently entered prime territory in the past year and almost all my cards are rewards cards with high interest rates.  It doesn't really matter, though, because I don't carry balances.  Definitely not with APR in that range.

[timkrof]

PSECU = 9.9% - no rewards

[Chaos122]

8.9% with my local credit union, same for cash advance. No rewards though and stingy w/ credit limits.