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Frequent Contributor
Posts: 426
Registered: ‎07-21-2010
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Re: POST Your best CC APR%!


Crashem wrote:

hedgeclipper2 wrote:

RBFCU Platinum Preferred Mastercard - 5.7% APR


Wow that is low. You sure it is still valid? Just looked it up and saying 7.7 on website.

Yes, it is still valid.  You get an additional 2% off the APR if you do their Relationship Checklist, ie: having DD, estatements, etc.

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My favorite card right now: Barclays Arrival Plus WEMC
Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
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Re: POST Your best CC APR%!


hedgeclipper2 wrote:

Crashem wrote:

hedgeclipper2 wrote:

RBFCU Platinum Preferred Mastercard - 5.7% APR


Wow that is low. You sure it is still valid? Just looked it up and saying 7.7 on website.

Yes, it is still valid.  You get an additional 2% off the APR if you do their Relationship Checklist, ie: having DD, estatements, etc.


Very cool.  Got to be one of lowest on the market then.  That Amerprise World Elite Mastercard seems like great card too.  Slightly higher APR but 1.5% rewards is amazing.

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Regular Contributor
Posts: 138
Registered: ‎12-13-2011
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Re: POST Your best CC APR%!

Barclay Ring @ 8% purchase and cash advance.

Frequent Contributor
Posts: 426
Registered: ‎07-21-2010
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Re: POST Your best CC APR%!

[ Edited ]

Crashem wrote:

hedgeclipper2 wrote:

Crashem wrote:

hedgeclipper2 wrote:

RBFCU Platinum Preferred Mastercard - 5.7% APR


Wow that is low. You sure it is still valid? Just looked it up and saying 7.7 on website.

Yes, it is still valid.  You get an additional 2% off the APR if you do their Relationship Checklist, ie: having DD, estatements, etc.


Very cool.  Got to be one of lowest on the market then.  That Amerprise World Elite Mastercard seems like great card too.  Slightly higher APR but 1.5% rewards is amazing.


Yeah, and they are doing a 3.9% on BT no fee for like 18 months now I think.  Pretty good no frills card if you ask me.

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My favorite card right now: Barclays Arrival Plus WEMC
Regular Contributor
Posts: 156
Registered: ‎03-20-2007
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Re: POST Your best CC APR%!

Citi 6.74% no rewards

 

 

Wallet: Discover IT, Discover Gas, Citi Professional (6.74% apr), Chase Freedom, Cap1 Quciksilver, Élan Financial Rewards, BOA Amex, Walmart, CareCredit, Paypal Smart Connect, Kohls, HSBC Cash or Fly, Chase Sapphire Preferred, Amex Zync, Amex Blue Cash Preferred, USAA Plat Rewards, Chase Ink, NFCU Plat
Regular Contributor
Posts: 167
Registered: ‎05-22-2007
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Re: POST Your best CC APR%!

cu visa 6.9 fixed and 11.9 cash advance

Regular Contributor
Posts: 248
Registered: ‎09-02-2011
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Re: POST Your best CC APR%!

I've had a local bank, used to be Parkvale recently changed to First National  Bank of PA (which I'm not thrilled about). Anyway I've had a visa $5000 with 7.24% for three years. So far the takeover hasn't affected the interest rate. I do have to say that everyone talks about CU and getting the great interest rates and higher limits. The same goes with the smaller banks in general IMO. We have Chase and PNC and other bigger banks too. I know people who bank there and they are not getting high limits and definitely not 7% interest rates. Also the CL of $5,000 my other biggest credit limit at the time was a capital one builder card with $500 limit. Try those hometown smaller banks or CU. I'd never be where I am without them. 

Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)


AMEX BCE ($19,500) AMEX PRG -(NPSL), BARCLAYS US AIR PREMIER WORLD ($10,000), BOA CASH REWARD -($6,000), CITI HILTON RESERVE SIGGY-(5,000), WALMART DISCOVER ( $5,800), CITI DIAMOND ($4,700), CITI DIVIDED WORLD ($4,500), AMAZON STORE($5,000), NORDSTROM VISA SIG($5,000), PAYPAL STORE ($4,000) Amex Delta Gold ($2000)
Established Contributor
Posts: 930
Registered: ‎07-30-2011
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Re: POST Your best CC APR%!

17.8% for my Capital One Platinum.  I've just recently entered prime territory in the past year and almost all my cards are rewards cards with high interest rates.  It doesn't really matter, though, because I don't carry balances.  Definitely not with APR in that range.


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Contributor
Posts: 78
Registered: ‎03-02-2009
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Re: POST Your best CC APR%!

PSECU = 9.9% - no rewards

Regular Contributor
Posts: 204
Registered: ‎12-20-2010
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Re: POST Your best CC APR%!

8.9% with my local credit union, same for cash advance. No rewards though and stingy w/ credit limits.


Starting Score: TU 608, Eq 618
Current Score: TU 755 Eq 746, Ex 770(psecu)
Goal Score: 780 across the board


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