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POST Your best CC APR%!

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crunching_numbers
Valued Contributor

Re: POST Your best CC APR%!

The recession was not good to my APR's.

 

Best I have is 13.99% with FNBO (after 0% promotional period)

 

DH has 9.99% on B of A Royal Caribbean.


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 11 of 30
dpechal
Regular Contributor

Re: POST Your best CC APR%!

You all have outstanding APR %'s, I thought anything under 10% was just unheard of!  I think some one post like 5.xx% thats just crazy!!!!

 

PS: I don't understand why my thread was moved.

 

About this board.... [ New ]
This new Credit Cards board is the place to discuss anything and everything credit card-related, including:
  • how credit cards affect FICO scores
  • applying for new credit cards
  • managing credit card debt
  • rebuilding damaged credit card history
  • terms offered by credit card issuers
***$25,500******$20,000******$20,000******$20,000******$15,000********NPSL****

Message 12 of 30
DaveSignal
Valued Contributor

Re: POST Your best CC APR%!

apart from my secured card which is 9.9%, my lowest are militar star (10.24%) and NFCU (13.99%).



PS: I don't understand why my thread was moved.

 

About this board.... [ New ]
This new Credit Cards board is the place to discuss anything and everything credit card-related, including:
  • how credit cards affect FICO scores
  • applying for new credit cards
  • managing credit card debt
  • rebuilding damaged credit card history
  • terms offered by credit card issuers


The credit cards forum seemed appropriate for credit card APRs, but I think the mods here are having trouble finding rowdy posters to moderate and so are just itching for something to do.  Personally, I had a cool thread about what cards people carry and how they fit them all in their wallets.... which also got moved out of the credit card forum and killed the discussion instantly.

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 13 of 30
Romeoo47
Regular Contributor

Re: POST Your best CC APR%!

Ameriprise World Elite Mastercard -- 6.24%.

Message 14 of 30
laz98
Senior Contributor

Re: POST Your best CC APR%!

Bank of America at 7.9%, followed by Navy Federal at 12.65%.

Message 15 of 30
MarineVietVet
Moderator Emeritus

Re: POST Your best CC APR%!


@dpechal wrote:

You all have outstanding APR %'s, I thought anything under 10% was just unheard of!  I think some one post like 5.xx% thats just crazy!!!!

 

PS: I don't understand why my thread was moved.

 

About this board.... [ New ]
This new Credit Cards board is the place to discuss anything and everything credit card-related, including:
  • how credit cards affect FICO scores
  • applying for new credit cards
  • managing credit card debt
  • rebuilding damaged credit card history
  • terms offered by credit card issuers

By golly I believe you are correct. I will move it back to CC's. Deciding where threads should go is netiher an art nor a science and is definitely not foolproof

 

But threads about such unrelated subjects as "What's In Your Wallet?" or "What Credit Card Looks the Best?", etc. are better suited for SmorgasBoard and will continue to be moved there as needed.

Message 16 of 30
hyprble
Regular Contributor

Re: POST Your best CC APR%!

7.9% with my CU... my Chase card is at 27% (lol)


Starting Score: 557 (2005)
Current Score: 803
Goal Score: 805


Take the FICO Fitness Challenge
Message 17 of 30
jonmartin
Regular Contributor

Re: POST Your best CC APR%!

Chase Ink Cash 10.24%

 

NFCU 13.24

Message 18 of 30
CreditCrusader
Valued Contributor

Re: POST Your best CC APR%!

3 Rivers FCU...now 10.95%

In my wallet: Apple $5,000, local CU $15,000, Bread AMEX $5,000. In my sock drawer: A few other cards Smiley Happy

Current scores (EQ, EX, TU): 787, 788, 796
Message 19 of 30
SwiftTone
Valued Contributor

Re: POST Your best CC APR%!

Capital One that I've had since 2008 at 7.19%.

 

I don't carry a balance though so I'd gladly trade it for different perks

AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
Message 20 of 30
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