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Regular Contributor
whodatnation2
Posts: 230
Registered: ‎11-30-2011
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PREAPPROVAL SITES

Does anyone know which companies can give you pre-approval on their website?


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MarineVietVet
Posts: 14,553
Registered: ‎07-14-2009
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Re: PREAPPROVAL SITES


whodatnation2 wrote:

Does anyone know which companies can give you pre-approval on their website?



I believe that Cap 1 and Discover have pre-approval. Not sure about any others.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

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LilloEsquilo
Posts: 318
Registered: ‎05-08-2011
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Re: PREAPPROVAL SITES


MarineVietVet wrote:

whodatnation2 wrote:

Does anyone know which companies can give you pre-approval on their website?



I believe that Cap 1 and Discover have pre-approval. Not sure about any others.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".


Technically, they aren't true "pre-approval" as there really is no such thing that I'm aware of. It's mroe like a "pre-qualified" soft pull - a true "pre-approval" would require a hard pull which would then be "approved".

 

The Cap One site soft pulls you but I can tell you from personal experience that I've used it a number of times and was never "pre-qualified" for anything on it despite having had several of their cards. Having said that, I've been approved for every card of theirs I've applied for. So, I'm not sure based on just personal experience with it, how much stock you can take in what it tells you. YMMV as the saying goes.

FICOS 2/2012 EQ: 763 TU: 761 EX: 746 (1/2012 EX)
Cards: Associated Bank Visa 9000, Paypal Mastercard 3000, Amazon Store card 1100, Barclays Apple Financing 2500, Cap One Rewards Mastercard 3000
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pizzadude
Posts: 9,674
Registered: ‎01-28-2010
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Re: PREAPPROVAL SITES

 

AMEX also has a website where you can see offers that you might be prequalified for.   But as Lillo stated above, none of these websites are guarantees;  when you apply your credit report is pulled and your application is based on how your CR looks then.

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Established Contributor
dharalex
Posts: 607
Registered: ‎09-08-2011
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Re: PREAPPROVAL SITES


pizzadude wrote:

 

AMEX also has a website where you can see offers that you might be prequalified for.   But as Lillo stated above, none of these websites are guarantees;  when you apply your credit report is pulled and your application is based on how your CR looks then.


I agree! I also never have anything I'm preselected for, but I still got my Amex BCP. It's weird. You would be better served reading the posts of others on this site and seeing what credit profile netted them the card of your interest. Regardless, there is no guarantee.


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kel_be
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Re: PREAPPROVAL SITES

[ Edited ]

Per Mod Cut these are initiall soft pulls until you apply for a card

 

Pre-approval links
HSBC pre-qualifier (must bank with HSBC): https://www.hsbcapply.com/start/hsbccreditcard/
HSBC/Household pre-qualifier: https://www.hsbcapply.com/start/householdbank
HSBC/Orchard's pre-qualifier: https://www.hsbcapply.com/start/orchardbank
Capital One's pre-qualifier: https://cardfinder.capitalone.com/CapOne/findMyOffer.do?ex=R&pr=&id=&tg=2&pnt=ZZZZ03ZZZZZZZZZZZZZZ
Discover's pre-qualifier: https://www.discovercard.com/cardmembersvcs/acqs/app/chooseMyOffer/findMyOffer?icmpgn=1007_ccMORE_pr...

Database checkers (not a pre-qualifier; checks to see if they have any currently standing offers for you in their database)
Citibank: https://www.citicards.com/cards/acq/dirMailInvitation.do?screenID=4010
American Express (Click on "NOT A CARDMEMBER YET"): http://www304.americanexpress.com/getthecard/home


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VEEVEE
Posts: 129
Registered: ‎08-08-2009
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Re: PREAPPROVAL SITES

    You can go to sites like Victoria secret, one stop plus.  They  give pre- approvals at check out .  

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john398
Posts: 3,522
Registered: ‎01-19-2009
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Re: PREAPPROVAL SITES

 For citibank looks like you have to have an invititation  #


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