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Frequent Contributor
Posts: 252
Registered: ‎06-08-2009
0

PRM's from Discover

I've noticed that Discover has been PRM'ing me each month for the past 3Mnths.-I applied in Jan. and was denied due to high utlities(40%)-I really want this card-when should I apply?

Amex Platinum Charge(NPSL); Starwood Amex Preferred CC(20K CL); Diners Club ELITE MC(20K);Diners Club Premier MC(20K,could've sworn the rep said 25k, oh well lol);Delta Amex Reserve CC(21K CL); Amex PRG Charge(NPSL); United Presidential Plus Chase World Elite MC (15K CL); AARP Chase Visa Signature(35K CL); NFCU Visa Platinum(20K CL) NFCU LOC(15K); NFCU Go Rewards MC(17.5K); Disover IT 7.8K;
First Tech Federal Visa Platinum(15K CL); Simmons First Visa Platinum(9K CL); Wells Fargo Visa Platinum(7.5K CL); CitiBank Sears MC(6K CL); JCPenney Card(7.5K CL); Lowes(2.5K CL);Barclays Mile & More Lufthansa 12.5K.
Epic Contributor
Posts: 23,791
Registered: ‎10-23-2007
0

Re: PRM's from Discover

PRM?

Fico Scores: EQ- 662., TU 684 Barclay, EX 700 (3/21/15)

You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
72 Cards and Counting :smileytongue:
Established Contributor
Posts: 582
Registered: ‎10-17-2010
0

Re: PRM's from Discover

Equifax PRM

Inquiries with this prefix indicate that only your name and address

were given to a credit grantor so they can provide you a firm offer of

credit or insurance.(PRM inquiries remain for twelve months.)

Epic Contributor
Posts: 23,791
Registered: ‎10-23-2007
0

Re: PRM's from Discover

I wouldn't apply again until they pre-approve you... if they are hitting you every month they know when they are ready to pre-approve.

Fico Scores: EQ- 662., TU 684 Barclay, EX 700 (3/21/15)

You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
72 Cards and Counting :smileytongue:
Frequent Contributor
Posts: 252
Registered: ‎06-08-2009
0

Re: PRM's from Discover

Perfect! Thanks-won't apply till I get my pre-approval:smileyvery-happy:!

Amex Platinum Charge(NPSL); Starwood Amex Preferred CC(20K CL); Diners Club ELITE MC(20K);Diners Club Premier MC(20K,could've sworn the rep said 25k, oh well lol);Delta Amex Reserve CC(21K CL); Amex PRG Charge(NPSL); United Presidential Plus Chase World Elite MC (15K CL); AARP Chase Visa Signature(35K CL); NFCU Visa Platinum(20K CL) NFCU LOC(15K); NFCU Go Rewards MC(17.5K); Disover IT 7.8K;
First Tech Federal Visa Platinum(15K CL); Simmons First Visa Platinum(9K CL); Wells Fargo Visa Platinum(7.5K CL); CitiBank Sears MC(6K CL); JCPenney Card(7.5K CL); Lowes(2.5K CL);Barclays Mile & More Lufthansa 12.5K.
Contributor
Posts: 95
Registered: ‎05-10-2008
0

Re: PRM's from Discover

I applied without a preapproval, and I got approved with a low limit (2k). 

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