I've noticed that Discover has been PRM'ing me each month for the past 3Mnths.-I applied in Jan. and was denied due to high utlities(40%)-I really want this card-when should I apply?
Inquiries with this prefix indicate that only your name and address
were given to a credit grantor so they can provide you a firm offer of
credit or insurance.(PRM inquiries remain for twelve months.)
I wouldn't apply again until they pre-approve you... if they are hitting you every month they know when they are ready to pre-approve.
Perfect! Thanks-won't apply till I get my pre-approval!