PSECU-APPROVED!!!

[Anonymous]

Applied for a 45k auto loan-

Will keep you all posted on results.........

APPROVED!  45k

underneath the above approval, it stated approved for 7000.00 visa.  However, I have already been approved for a visa credit card/psl loan for 20k? 

Do you think that this 7k will be canceled?

[itsjustmeibe]

As long as your income supports that payment, you should be okay. I have been approved for everything I asked for from them. (Equity loan on Investment prop, $20k credit card, 2 auto refinances)  I Love my CU.

My DH and Sister have been approved as well. ($50k car loan and $20k cc's)

[fused]

Isn't this the CC forum?

[Anonymous]

I make 50k yearly, I have no mortgage.  No car notes.  I have 13% utilization with 712 True Fico.

I was told just needed a copy of my DL....will cee

[Anonymous]

Sorry Fused.....I should of posted in Auto, my badd.....

[fused]

Post the words "credit cards" or "CC" and this thread stays put.

[haulingthescoreup]

I just got whisked over here mid-reply to your update. Anyway, here's what I was typing:

Congrats on the PSECU approvals!

As for "too much", what else do you already have?

I accepted a personal line of credit offer from PenFed a year ago, and now I don't know why. I doubt I'll ever use it, and it probably lowers the CL's they're willing to give me on my two cards with them. Luckily, the interest rate is high enough that I doubt that I'll ever use it. But I'm perfectly happy with the two cards and the auto loan.

[tengtengvn]

I can't seem to find the requirement for new members on their website. Do you have to live in PA to join this CU?

[Anonymous]

Haul-

I have about 6k in mixed dept store cards.

5k kays

300 capital 1

1000 macys

1200 bloomies

1000 neiman marcus

shell, etc

all zero balances......

[fused]

Krisosa, you're apping for a lot of credit, do you have a plan?