Reply
Frequent Contributor
BobbyJ
Posts: 296
Registered: ‎02-03-2008

PSECU FICO Scores are up

PSECU Fico Scores have been posted.

Ch 7 Filed on 10/10/13 ; Discharged on 1/14/14.
Fico Scores: EQ 618 (2/28/14) EX 644 (4/19/14) TU 638 (3/5/14)
AAOA 6 yrs 4 mos. CR File Age: 29 years
C1 Quicksilver Plat MC $3K / Fort Knox CU Plat Visa $5K / Lowes $7K / HSN Card $3K / Walmart Store Card $2K / GE Retail Credit Card $2K / Macys $800 / Target Red Card $500 / Fingerhut $600.
Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012

Re: PSECU FICO Scores are up

Bobby,

 

You live near ft Knox service areas?  Or did you get that card a long time ago.  My understanding while you can join ft Knox through back door, they don't like issuing their cards to people outside their service area now.

               LIMITS IN CARD DESCRIPTIONS
Established Contributor
rtw
Posts: 795
Registered: ‎05-01-2012

Re: PSECU FICO Scores are up

My score went up 18 points from 651 to 669. Just think in May, I was at 575. Thanks for everyone's help on this forum!


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 709 (PSECU 04/05/14) 703 (my FICO 04/14/14) TU: 724(04/14/14) EQ: 676 (04/14/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 4.1K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Frequent Contributor
BobbyJ
Posts: 296
Registered: ‎02-03-2008

Re: PSECU FICO Scores are up

Hey Crashem,

 

I got the Ft Knox Plat Visa in April 2011 and I live in San Diego, CA.  I got PSECU Visa/PSL in Jan 2011.  I am happy I got in before the cut offs happened.

 

Ft Knox has been one the best rewards cards I have.

 

Bobby

 

 

 

Ch 7 Filed on 10/10/13 ; Discharged on 1/14/14.
Fico Scores: EQ 618 (2/28/14) EX 644 (4/19/14) TU 638 (3/5/14)
AAOA 6 yrs 4 mos. CR File Age: 29 years
C1 Quicksilver Plat MC $3K / Fort Knox CU Plat Visa $5K / Lowes $7K / HSN Card $3K / Walmart Store Card $2K / GE Retail Credit Card $2K / Macys $800 / Target Red Card $500 / Fingerhut $600.
Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012

Re: PSECU FICO Scores are up


BobbyJ wrote:

Hey Crashem,

 

I got the Ft Knox Plat Visa in April 2011 and I live in San Diego, CA.  I got PSECU Visa/PSL in Jan 2011.  I am happy I got in before the cut offs happened.

 

Ft Knox has been one the best rewards cards I have.

 

Bobby

 

 

 


wish I had gotten that card when it was available.

               LIMITS IN CARD DESCRIPTIONS
Valued Contributor
visorboy1974
Posts: 1,101
Registered: ‎05-17-2010

Re: PSECU FICO Scores are up

Down 20 points.

Frequent Contributor
BobbyJ
Posts: 296
Registered: ‎02-03-2008

Re: PSECU FICO Scores are up

Yeah, 5% off gas all the time no restrictions and 1.25% off all other purchases. My apr on that card is 12.25% although I never carry a balance.

Ch 7 Filed on 10/10/13 ; Discharged on 1/14/14.
Fico Scores: EQ 618 (2/28/14) EX 644 (4/19/14) TU 638 (3/5/14)
AAOA 6 yrs 4 mos. CR File Age: 29 years
C1 Quicksilver Plat MC $3K / Fort Knox CU Plat Visa $5K / Lowes $7K / HSN Card $3K / Walmart Store Card $2K / GE Retail Credit Card $2K / Macys $800 / Target Red Card $500 / Fingerhut $600.
Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012

Re: PSECU FICO Scores are up


BobbyJ wrote:

Yeah, 5% off gas all the time no restrictions and 1.25% off all other purchases. My apr on that card is 12.25% although I never carry a balance.


just making it worse bobby.

               LIMITS IN CARD DESCRIPTIONS
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: PSECU FICO Scores are up

Down 42 points from 700 to 658. Not happy.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+