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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
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PSECU LOC

If you currently have a PSECU Visa can you add a LOC to make the combo or do you have to apply for that separately?




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Valued Contributor
RockinRay
Posts: 1,947
Registered: ‎08-13-2007
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Re: PSECU LOC


LS2982 wrote:

If you currently have a PSECU Visa can you add a LOC to make the combo or do you have to apply for that separately?


I think that is automatic. Log on to your account and you should see both Visa and PSL there. That is what shows up for me... Two seperate line items.

Ray

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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: PSECU LOC


RockinRay wrote:

LS2982 wrote:

If you currently have a PSECU Visa can you add a LOC to make the combo or do you have to apply for that separately?


I think that is automatic. Log on to your account and you should see both Visa and PSL there. That is what shows up for me... Two seperate line items.


I dont have the PSL, I was only approved for the Visa.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Regular Contributor
Chaos122
Posts: 204
Registered: ‎12-20-2010
0

Re: PSECU LOC

You can add the psl to make it a combo but you will go through the entire process just as if you were applying for a new line, it will be another hard pull and all that.  You wont have any problem getting approved since it will use the same credit line as the visa, but unfortunately they do make you apply all over again.

 

 


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jd5189
Posts: 470
Registered: ‎08-14-2012
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Re: PSECU LOC

I just app'd for it. I had app'd for it as one application. They called it the Combo Visa/Personal Service Loan

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Regular Contributor
tld409
Posts: 220
Registered: ‎03-21-2012
0

Re: PSECU LOC


jd5189 wrote:

I just app'd for it. I had app'd for it as one application. They called it the Combo Visa/Personal Service Loan


Did your Visa open date change with new app. or did it remain the same as it was when you opened it originally? 

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