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PSECU MEMBERSHIP

Regular Contributor

PSECU MEMBERSHIP

Following Txjohn stellar advice, realized I was eligible to join PSECU (attended state school    MIllersville Univ)  and did so on

10/15/09. Received my welcome email today saying my packet is in the the mail.  Can't wait to have access to my Exp fico

Will hold off on credit products until invite considering I hav opened accounts with Alliant,USAA and NFCU in the last 6 months

 

Are there any good bank cards out there to replace my First Continental Bank card .Aii of my major cards are from CU and

I heard fico doesn.t like that..Hopefully one that pulls TU or EXP considering my EQ has taken a beating the last few months

Message 1 of 9
8 REPLIES
Frequent Contributor

Re: PSECU MEMBERSHIP

you have to have a credit or a loan product to be able to get the exp fico score - I am positive about this - if someone can only confirm whether checking account could also make you elligible for the score
Aim to be fiscally and physically fit...
EQ - 723 FICO as of Aug 2010
TU - 757 FICO as of Sept 2010
EX - 742 FICO as of Oct 2010 (PSECU)
Message 2 of 9
Regular Contributor

Re: PSECU MEMBERSHIP


MyFicoAddict wrote:
you have to have a credit or a loan product to be able to get the exp fico score - I am positive about this - if someone can only confirm whether checking account could also make you elligible for the score

 

You qualify to receive your FICO score with a checking account.
Message 3 of 9
Frequent Contributor

Re: PSECU MEMBERSHIP


itsjustmeibe wrote:

MyFicoAddict wrote:
you have to have a credit or a loan product to be able to get the exp fico score - I am positive about this - if someone can only confirm whether checking account could also make you elligible for the score

 

You qualify to receive your FICO score with a checking account.

 

Nice!!! Thanks for confirming that!
Aim to be fiscally and physically fit...
EQ - 723 FICO as of Aug 2010
TU - 757 FICO as of Sept 2010
EX - 742 FICO as of Oct 2010 (PSECU)
Message 4 of 9
Senior Contributor

Re: PSECU MEMBERSHIP


itsjustmeibe wrote:

MyFicoAddict wrote:
you have to have a credit or a loan product to be able to get the exp fico score - I am positive about this - if someone can only confirm whether checking account could also make you elligible for the score

 

You qualify to receive your FICO score with a checking account.

 

What are the details on the checking account? What is required to maintain a free account?
Message 5 of 9
Senior Contributor

Re: PSECU MEMBERSHIP

Just the minimum deposit to open.

 

 

Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers  *  FICO Score Estimator


09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Message 6 of 9
Senior Contributor

Re: PSECU MEMBERSHIP

What type of account(s) do you have to have in order to receive the EX FICO score?
Message 7 of 9
Senior Contributor

Re: PSECU MEMBERSHIP


creditwherecreditisdue wrote:
What type of account(s) do you have to have in order to receive the EX FICO score?

 

Just a Share Savings.

 

 

Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers  *  FICO Score Estimator


09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Message 8 of 9
Senior Contributor

Re: PSECU MEMBERSHIP

Thanks, txjohn. I might pull the trigger on this fairly soon.
Message 9 of 9