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Super Contributor
Posts: 6,677
Registered: ‎04-07-2008
0

PSECU Softing me

I checked my EX and every 2 months, PSECU has been softing me. I only have a basic checking with them for the EX FICO. Could that mean that I could be a good candidate for the 20/20 combo?

 

On the other hand, If i was I think i would have gotten an offer? I havent paid attention to offers when I log on. I only enerally shoot straight to see my FICO.




Valued Contributor
Posts: 1,960
Registered: ‎08-13-2007
0

Re: PSECU Softing me

Maybe - check your offers!

 

I am like you, never check - go straight to the FICO Score...

 

We have the 20/20 so I doubt there would be anything for us...

Ray

** Every Card has a Job, and Every Card does its Job **

Frequent Contributor
Posts: 427
Registered: ‎07-21-2010
0

Re: PSECU Softing me


RockinRay wrote:

Maybe - check your offers!

 

I am like you, never check - go straight to the FICO Score...

 

We have the 20/20 so I doubt there would be anything for us...


You can check your offers??

-----------------------
My favorite card right now: Fidelity Investment Rewards Visa Signature
Valued Contributor
Posts: 1,960
Registered: ‎08-13-2007
0

Re: PSECU Softing me

Don't know - never tried!  Smiley Happy

Ray

** Every Card has a Job, and Every Card does its Job **

Valued Contributor
Posts: 1,193
Registered: ‎05-17-2010
0

Re: PSECU Softing me

I think that's standard for them.  I've been softed every 2 months, even before I applied for the 20/20.  

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Super Contributor
Posts: 6,677
Registered: ‎04-07-2008
0

Re: PSECU Softing me

I was declined by them last August for having a collection (PIF but still on my EX) Ive tried GW to have it removed no luck. So if i apply again right now, it would be the same scenario.

 

Although wiht BOA last Nov, they flat out denied me for any card even after a recon for 'burinig them'. The accounts are still on my EX and I was approved for their Privileges card. So it's a risk to take with PSECU




Super Contributor
Posts: 6,677
Registered: ‎04-07-2008
0

Re: PSECU Softing me

TRying to look for my offers but no clue where it is. Maybe I should call them.




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Valued Contributor
Posts: 1,659
Registered: ‎04-06-2011
0

Re: PSECU Softing me


CS800 wrote:

TRying to look for my offers but no clue where it is. Maybe I should call them.


I've never seen an offers section on the PSECU site. If you call and find there is one, please share!

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 730 08/15 (PSECU), TU08 710 08/15
Goal Score: 725+ across the board


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