11-07-2009 01:18 AM
Joined PSECU about 3 weeks ago to take advantage of EX fico. Only applied for
savings account.One of forms members comment was correct,you need a checiking account
or have one of their credit products to qualify. I wasn't sure if they would do another hard
pull for the checking account and really didn't need another CC so I applied for personal loan
not wanting to waste a INQ. Applied for 10,000 personal loan no instant approval but
logged on to account few hours later and was approved. Also said I was approved for 7,000
dollar visa with same inquiry (gladly accepted ) got two approvals with 1 inq hit
Great CU very generous TL's are on CR allready haven't even received card yet
11-07-2009 05:21 PM
Ask them to combine the PSL and Visa....then you will have a $17,000 Visa. The TL's will each report as $17,000 on CR, so any balances will be offset by higher "limits."
You can also access the credit limit of the PSL from the Visa, but get the Visa rate (lower) than the PSL.
The combined account is called PSL/Visa