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Established Member
Posts: 23
Registered: ‎07-09-2012
0

PSECU Visa - Approval!

What a great day, about a week ago I had decided to take a stab in the dark, and apply for a PSECU visa card, and an auto loan (I had just joined PSECU about a month earlier), a day later they emailed me asking for me to fax them my two most recent pay stubs, I did and in less than 24 hours, I had been given a call telling me I had been approved for their VISA with a $2000 dollar limit at 9.99% interest, and approved for an auto loan up to $15,000!

 

This is great news seeing as how I just began building credit about 5 and a half months ago, and I do not even have a real fico score yet, I was actually kind of stumped, and wasn't sure how I was actually approved for the VISA or the auto loan, let alone both! Maybe it's decent income, and the decent sized deposits I've made into my checking and savings in the last month (about 4,000 dollars in total)?

 

A little bummed about the auto loan because I'm looking at a car around $19,000 but hey, with no credit score and 4.99% for 72 months, Im not complaining one bit. Today is a huge step towards my credit future! Just wanted to share with you guys that have been a huge help.

Begin building credit with a clean slate 5/1/12!

Cards
Capital One Secured $400 limit
BOFA Secured $300 limit
PSECU Visa $2000 limit
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: PSECU Visa - Approval!

congrats!

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Established Member
Posts: 23
Registered: ‎07-09-2012
0

Re: PSECU Visa - Approval!

Thanks! Feeling pretty pumped about this.

Begin building credit with a clean slate 5/1/12!

Cards
Capital One Secured $400 limit
BOFA Secured $300 limit
PSECU Visa $2000 limit
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: PSECU Visa - Approval!

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: PSECU Visa - Approval!

Congrats

Established Contributor
Posts: 576
Registered: ‎11-13-2008
0

Re: PSECU Visa - Approval!

Congrats on the approvals. PSECU is a GREAT CU and takes good care of its customers. If you pay on time, you will be able to get anything from them. They make it easy to do business. Good luck.

 

Frequent Contributor
Posts: 470
Registered: ‎08-14-2012
0

Re: PSECU Visa - Approval!

Congrats!!

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.

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