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Established Contributor
Posts: 797
Registered: ‎05-01-2012
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PSECU Visa/PSL Combo CLI

How long have people typically waited to request a cli on the PSECU Visa/PSL Combo. I was approved for 15K back in July but would like to see if I can get approved for the full 20K. Is it another HP on EX?


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Senior Contributor
Posts: 3,636
Registered: ‎01-10-2008
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Re: PSECU Visa/PSL Combo CLI

[ Edited ]

It is a HP FWIU, have heard success stories after six months but if there have been significant improvements in overall credit profile, perhaps they'll play ball earlier --dunno.

 

Personally wouldn't want to risk the EX pull for a max of 5k CLI prior to at least six months of a relationship since it may perhaps increase odds of approval with strong payment history, etc.

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Established Contributor
Posts: 797
Registered: ‎05-01-2012
0

Re: PSECU Visa/PSL Combo CLI

Thanks!


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
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