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PSECU scores are up

Valued Contributor

PSECU scores are up

Up 21 points.

Message 1 of 10
9 REPLIES
Established Contributor

Re: PSECU scores are up

Up 8 points. I was at 575 back in may so I am extremely happy with my progress. Next stop 700.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 2 of 10
Valued Contributor

Re: PSECU scores are up

Down 5 -

 

New Cap 1 Cash Rewards card did it I am sure.

Ray

** Every Card has a Job, and Every Card does its Job **
Message 3 of 10
Frequent Contributor

Re: PSECU scores are up

down 9 pts because of 2 more inquiries. It will probably go down again next month when the new accounts post.

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Message 4 of 10
Valued Contributor

Re: PSECU scores are up

Steady at 706

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 5 of 10
Mega Contributor

Re: PSECU scores are up

Up 4 to 662. Want my 700 back!!!! Smiley Sad



EQ FICO 548 3/3/16
Message 6 of 10
Established Contributor

Re: PSECU scores are up

up 7 to 727

Message 7 of 10
Highlighted
Valued Contributor

Re: PSECU scores are up

Down 4 to 803.  I let four cards report a small balance as an experiment.  Not nearly as punitive as I thought.

EQ Fico 8 - 846
TU Fico 8 - 848
EX Fico 8 - 836
Message 8 of 10
Regular Contributor

Re: PSECU scores are up

Saw a big boost....August 579, and Sept 677


Starting Score: 7/12 545 EX (PSECU)
Current Score: 689 EX (PSECU) / EQ 697 / TU 703
Goal Score: 750

Take the FICO Fitness Challenge
Message 9 of 10
Moderator Emeritus

Re: PSECU scores are up

Congrat!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 10 of 10