Credit Cards Center Credit cards from our partners
Reply
Established Contributor
Posts: 686
Registered: ‎04-05-2008
0

PT from Chase Perfectcard to Chase Freedom

A couple of days ago, I called Chase to inquire about receiving a Chase-branded CC in the mail (I still have my WaMu Visa). After talking with the CSR, she transferred me to a young lady who said my account was eligible for a PT to the Freedom card or the Sapphire. I was happy to hear that because when I PT my WaMu Visa to the Perfectcard (3 months ago), I was told the Freedom was one of the better cards and I would have to apply for it and take a hit on my CR. Patience is a virtue, I guess, cause I was able to PT to the Freedom with no problems (my actual CL was not high enough right now to PT to the Sapphire). The young lady told me that I would be getting the better rewards soon as the Freedom card was moving to their new Ultimate Rewards program (this is the rewards program currently offered with the Sapphire). She said those rewards would start soon, but not right away.

Well, I just checked my account and my Perfectcard has officially been PT to the Freedom and I am currently under the new Ultimate Rewards program. I was totally shocked to see a $20 cash back reward waiting for me (I chose cash back instead of points, but this can be changed at any time).

The one gripe I have is that my account is not yet eligible for a CLI. But, I'll again be patient.

All in all, I am surely excited about the new rewards I'll be getting with this card.

Starting Score: TU 723, EQ 708
Current Score: TU 796, EQ 743
Goal Score: TU 800, EQ 800


Take the FICO Fitness Challenge


Starting Score: 708
Current Score: 743
Goal Score: 800


Take the FICO Fitness Challenge
Senior Contributor
Posts: 3,830
Registered: ‎01-10-2008
0

Re: PT from Chase Perfectcard to Chase Freedom

what is PT?
DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Regular Contributor
Posts: 231
Registered: ‎02-16-2008
0

Re: PT from Chase Perfectcard to Chase Freedom

PT is really PC when you get sleepy.  So she was saying PC(product change).

 

Ole my2centSmiley Wink

700 Club Member
Highlighted
Established Contributor
Posts: 686
Registered: ‎04-05-2008
0

Re: PT from Chase Perfectcard to Chase Freedom

No! PT is really Product Trade when you type it correctly as I did. So, what she was really saying was PRODUCT TRADE.

Score_building, Chase calls it "Product Trade." We, around here, call it Product Change.

Starting Score: TU 723, EQ 708
Current Score: TU 796, EQ 743
Goal Score: TU 800, EQ 800


Take the FICO Fitness Challenge


Starting Score: 708
Current Score: 743
Goal Score: 800


Take the FICO Fitness Challenge

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.