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New Member
Posts: 5
Registered: ‎04-02-2008

Paid Off Credit Card with Capital One

I have paid off one of our 3 credit cards we have.  This one was with Capital One.  Will this help our score much are even make a difference.  It was not a collection account.
Epic Contributor
Posts: 25,819
Registered: ‎10-23-2007

Re: Paid Off Credit Card with Capital One

if it was over 50% util before and now it's 0 it will help a lot. should help no matter what that 1 account is reporting 0. just varies how much it will help
Fico Scores 8: EX 694. TU 689. EQ 658. 05/26/2015
New Member
Posts: 5
Registered: ‎04-02-2008

Re: Paid Off Credit Card with Capital One

It was using about 40% of the limit.  I just have two more to go.  WooHoo!
Established Contributor
Posts: 837
Registered: ‎02-27-2008

Re: Paid Off Credit Card with Capital One

You'll definitely see a score increase - let us know how much!
FEB '08 FAKOs: TU 628 | EX 650 | EQ 584
JAN'09 FAKOs TU 686 | EX 705 | EQ 664
EQ FICO: FEB '08 646 | APR '08 678 | SEP '08 679
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