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Its def a small victory for me, but I got one of my 2 Cap One cards paid to a $0.00 balance! That puts me at a %33-34 utz on my 3 combined cc down from %86 last week! Hoping for a nice increase and attempting to pay off another Cap One this week. This board has been stupendous and supportive, not just to me or others who have let their credit get out of control, but to everyone showing an initiative to rebuild. I can't thank everyone who post solutions/advice enough including a couple members who have went above and beyond to explain certain "situations" to me!
Congrats, stick with it and you will be happy you did!
I paid off my Capital One balance today too and am officially credit card debt free. It feels great.
Congrats! that is the best feeling in the world
Congrats!
@CBARR82 wrote:Its def a small victory for me, but I got one of my 2 Cap One cards paid to a $0.00 balance! That puts me at a %33-34 utz on my 3 combined cc down from %86 last week! Hoping for a nice increase and attempting to pay off another Cap One this week. This board has been stupendous and supportive, not just to me or others who have let their credit get out of control, but to everyone showing an initiative to rebuild. I can't thank everyone who post solutions/advice enough including a couple members who have went above and beyond to explain certain "situations" to me!
Good job, good luck
Congratulations! Once you have them paid off, I'll bet you'll feel relief from stress you might not have even really been aware of having! Can't wait to hear how much your scores bump up, and hear of your successes getting CLIs due to doing this! You must feel terrific right now!
Also, if you keep track of your credit score, it will fun to watch it make a step change straight up when those balances report. I paid off my discover card and my utilization dropped from 35% and my score went up 27 points. It's defeintely a rewarding feeling in more ways than one. Congrats!!