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01-01-2013 06:43 PM
01-01-2013 07:49 PM - edited 01-01-2013 07:49 PM
Congrats! I don't keep credit card debt, but I am sure I will feel the joy once my school loans are paid off. I have about 40k in student loans that I am going start tackling this year, and finish next year if I don't go to grad school.
TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!
01-01-2013 10:32 PM
01-02-2013 04:35 AM
Congrats on paying everything off. Looking forward to doing the same thing once my big check clears this upcoming week with the bank. Over a year of high balances and now I'm finally going back down to 0% utilization.
On a related note, how long should one wait after paying off high balance cards to apply for another card? I know it sounds irresponsible, but I'm looking to replace my Best Buy rewards card with a cash back card like Chase Freedom or AMEX Blue Preferred for everyday purchases.
01-02-2013 05:24 AM
Congrats OP! I know all about that feeling. It's like a huge weight lifted off of your shoulders. Enjoy the score boost, and Happy New Year to you! Here's to responsible spending and minimal debt for the year to come.