@OMW2_HighAcheiver wrote:
@pizza1 wrote:
@OMW2_HighAcheiver wrote:
Thanks Pizza
Don't have to choose thought building an on time payment history would show better to lender.
They both do!! Payment history and on time payments count the most in fico scoring. Youre doing well with asking questions, and learning!! How long have you had Express adn Eddie Bauer? We need to get you a CLI!
Eddie Bauer 3 months. Express 2. I've tried online. Nope. The reason is too new. It'll come in time. Don't need an increase really. Needed to know what was more appealing to lenders NOT FICO. I understand utilization and paying on time. Once my 5/3 & Discover hits a year I want maximum effects for them.
sounds like you have a solid plan! Keep up your good work, and on Express and EB...yes too soon for CLI on them. Try them around 4-9 months..
