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@Themanwhocan wrote:
@jamesdwi wrote:Too damm many, but here is the complete run down.
7 closed accounts
33 open accounts (includes some non credit accounts)
40 total accounts listed on credit karma.
including
3x AMEX revovelvers, HHonors surpass, BCP, Delta Gold
1x AMEX unicorn ZYNC with chip
4x Chase open, CSP, Freedome, Amtrak, Southwest
2x Citi (prime) HHonors, Simplicity
2x Citi (store) Home Depot, Bestbuy
2x Capital One Qucksilvers
1x Discover IT
FNBO discover
Barclays Salie May
Sams Club MC
Paypal
Oregon Duck card
Walmart store
6x Commentity Cart trick cards
Lowes
Amazon
Target
The FNBO Discover... oh my.
yes i know, i didn't get it for the rewards. I mostly use it for balance transfers, have most of its balance at 5.99% for life, since my AAoA is only 3 years and have a low 700's credit score. and a 19% overall UTL i'm really not going to do better than that long term. They also keep giving my auto-CLI love every 3-6 months.
@pizza1 wrote:(This is where I'd like RON1 and CA to post ), LOL......
You can break it down into "majors", "retail" (store), and AU if it applies:
23 total
7-major, 16 retail
whoops, after last nights ordeal, make that 25, and in the garden...forever!!!
@Booboo71 wrote:Dillards: 300
Dillards Amex: 2700 (AU) husband
Gap: 3.5k
Oldnavy: 2.5K
Lord and Taylor: 450
Express Next: 650
Pier1: 1.5K
Pier1: 2K (AU) Husband
Dressbarn: 500
Walmart: 5K
Bealls: 1.3K
NY&C: 200
Potterybarn: 2K (AU) Husband
Talbots: 1k
HSN: 750
Carecredit: 5K
VS: 650
Chevron: 500
Lowes: 6K
Marathon: 200
Amazon: 2.5K
Toys r Us: 200
Gettington: 200
Avenue: 200
QCard: 700
Bloomingdales: 1.5K
Dicks sporting goods: 800
Venus: 200
Brooks Bothers: 680
Overstock:750
JCrew: 4.4K
Love Loft: 500
Coldwater creek: 700 (if they still exsist?)
Buckle: 250
Shell: 200
Macys: 2.5K
Macys finance acct: 2.8K
Limited: 500
------------------------------------------------------
Credit one: 500
Marriott rewards: 25K (AU) husband
Discover it: 1K
Discover it: 2K (AU) husband
GTE Visa: 2K
Bank of America 123: 7.5K
Sony visa: 1.750K
Amex gold skymiles 2.5K (AU) husband
Chase United mileage explorer: 17K (AU) husband
Freedom: 500
Slate: 500
Amazon visa: 1K
USbank platinum visa: 300
Zappos visa: 7K (AU) husband
Please guys dont make fun of me! Its kind of embarrassing.Thanks
Noone here is going to judge you...certainly not me, Ron1, or CA...LOL!!! If they are judging you, its done quietly in their own mind, and not out loud. We are all in this credit game together. thanks for being "honest" and posting
@JagerBombs89 wrote:Well lets see:
1 Store Card that refused to close even though I have used it in 4 years...
5 credit cards that all serve their purpose AND....
1 NFCU card that is hidden from all my reports
which NFCU card is hidden??? Id want that sucker to report, so Id get higher CL in the future from my current creditors..
Amex Gold Rewards - NPSL
Amex Delta Platinum - $8K
Amex SPG - $18K
Barclays MC - $14K
Chase CSP - $18K
Chase Freedom - $14K
Chase Marriott - $12K
Citi DC - $9K
Citi TYP - $20K
Crap1 QS - $5K
Discover IT - $19K
FNBO VISA - $19K
JCP MC - $10K
NASA VISA - $30K
Simmons VISA - $4K
USAA VISA - $22K
USAA MC - $21K
US Bank Cash+ - $12K
And a NASA PLOC - $15K
Oldest account - 28 years, AAoA - 9 years, UTIL - < 5%
WOW, first time I've listed them all, seems like a lot ($270K or so in CLs)!
I can't bring myself to close them, except maybe Crap1, if they don't give me a CLI soon.
3 bank cards:
Capital One Quicksilver One (2)
NFCU Cash Rewards Signature Visa
1 store card:
Overstock.com
AAoA is 8 years. Slow and steady rebuild for me.
hi everyone!
I feel like such a credit addict right now. All of my credit cards are in my signature, I have 10. Though good for my age of 24, I want several more. Got to try to hold back to keep AAoA acceptable.
Not counting cards that I'm an AU on with my g/f
16 Major
2 Retail
10 major (including US Bank Plat pending approval for Cash+)
1 store
2 closed (AMEX PRG, Capital One Secured)
Want to get rid of Chase Amazon Rewards and get the Marriott card
Total limit @ around 80K
major 13
store 2
AU 3
closed major 1
total 19