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Part II- How many CC's do you HONESTLY have??

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jamesdwi
Valued Contributor

Re: Part II- How many CC's do you HONESTLY have??


@Themanwhocan wrote:

@jamesdwi wrote:

Too damm many, but here is the complete run down.

 

7 closed accounts

33 open accounts (includes some non credit accounts)

40 total accounts listed on credit karma. 

 

including 

3x AMEX revovelvers, HHonors surpass, BCP, Delta Gold

1x AMEX unicorn ZYNC with chip 

4x Chase open,  CSP, Freedome, Amtrak, Southwest

2x Citi (prime) HHonors, Simplicity

2x Citi (store) Home Depot, Bestbuy

2x Capital One Qucksilvers

1x Discover IT

FNBO discover

Barclays Salie May

Sams Club MC

Paypal

Oregon Duck card

Walmart store

6x Commentity Cart trick cards

Lowes 

Amazon

Target 

 


The FNBO Discover... oh my.

 

FNBO Discover.png


yes i know, i didn't get it for the rewards. I mostly use it for balance transfers, have most of its balance at 5.99% for life, since my AAoA is only 3 years and have a low 700's credit score. and a 19% overall UTL i'm really not going to do better than that long term. They also keep giving my auto-CLI love every 3-6 months. 

 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 111 of 179
pizza1
Community Leader
Super Contributor

Re: Part II- How many CC's do you HONESTLY have??


@pizza1 wrote:

(This is where I'd like RON1 and CA to post ), LOL...... 

 

You can break it down into "majors",  "retail" (store), and AU if it applies:

 

23 total

 

7-major, 16 retail

 

 


whoops, after last nights ordeal, make that 25, and in the garden...forever!!!Smiley Wink

Message 112 of 179
pizza1
Community Leader
Super Contributor

Re: Part II- How many CC's do you HONESTLY have??


@Booboo71 wrote:

Dillards: 300

Dillards Amex: 2700 (AU) husband

Gap: 3.5k

Oldnavy: 2.5K

Lord and Taylor: 450

Express Next: 650

Pier1: 1.5K

Pier1: 2K (AU) Husband

Dressbarn: 500

Walmart: 5K

Bealls: 1.3K

NY&C: 200

Potterybarn: 2K (AU) Husband

Talbots: 1k

HSN: 750

Carecredit: 5K

VS: 650

Chevron: 500

Lowes: 6K

Marathon: 200

Amazon: 2.5K

Toys r Us: 200

Gettington: 200

Avenue: 200

QCard: 700

Bloomingdales: 1.5K

Dicks sporting goods: 800

Venus: 200

Brooks Bothers: 680

Overstock:750

JCrew: 4.4K

Love Loft: 500

Coldwater creek: 700 (if they still exsist?)

Buckle: 250

Shell: 200

Macys: 2.5K

Macys finance acct: 2.8K

Limited: 500

------------------------------------------------------

Credit one: 500

Marriott rewards: 25K (AU) husband

Discover it: 1K

Discover it: 2K (AU) husband

GTE Visa: 2K

Bank of America 123: 7.5K

Sony visa: 1.750K

Amex gold skymiles 2.5K (AU) husband

Chase United mileage explorer: 17K (AU) husband

Freedom: 500

Slate: 500

Amazon visa: 1K

USbank platinum visa: 300

Zappos visa: 7K (AU) husband

 

Please guys dont make fun of me! Its kind of embarrassing.Thanks

 


Noone here is going to judge you...certainly not me, Ron1, or CA...LOL!!! If they are judging you, its done quietly in their own mind, and not out loud. We are all in this credit game together. Smiley Happy  thanks for being "honest" and posting Smiley Happy

Message 113 of 179
pizza1
Community Leader
Super Contributor

Re: Part II- How many CC's do you HONESTLY have??


@JagerBombs89 wrote:

Well lets see:

1 Store Card that refused to close even though I have used it in 4 years...

5 credit cards that all serve their purpose AND....

1 NFCU card that is hidden from all my reports Smiley Wink


which NFCU card is hidden??? Id want that sucker to report, so Id get higher CL in the future from my current creditors..Smiley Wink

Message 114 of 179
itguy_65
Frequent Contributor

Re: Part II- How many CC's do you HONESTLY have??

Amex Gold Rewards - NPSL

Amex Delta Platinum - $8K

Amex SPG - $18K

Barclays MC - $14K

Chase CSP - $18K

Chase Freedom - $14K

Chase Marriott - $12K

Citi DC - $9K

Citi TYP - $20K

Crap1 QS - $5K

Discover IT - $19K

FNBO VISA - $19K
JCP MC - $10K

NASA VISA - $30K

Simmons VISA - $4K

USAA VISA - $22K

USAA MC - $21K

US Bank Cash+ - $12K

 

And a NASA PLOC - $15K

Oldest account - 28 years, AAoA - 9 years, UTIL - < 5%

WOW, first time I've listed them all, seems like a lot ($270K or so in CLs)!

I can't bring myself to close them, except maybe Crap1, if they don't give me a CLI soon.

EQ (3/24/17): 820 TU (3/24/17): 799 EX (3/24/17): 806
Message 115 of 179
tiger_uppercut
Established Contributor

Re: Part II- How many CC's do you HONESTLY have??

3 bank cards:

Capital One Quicksilver One (2)

NFCU Cash Rewards Signature Visa

 

1 store card:

Overstock.com

 

AAoA is 8 years. Slow and steady rebuild for me.


Message 116 of 179
Anonymous
Not applicable

Re: Part II- How many CC's do you HONESTLY have??

hi everyone!

 

I feel like such a credit addict right now. All of my credit cards are in my signature, I have 10. Though good for my age of 24, I want several more. Got to try to hold back to keep AAoA acceptable.

Message 117 of 179
Anonymous
Not applicable

Re: Part II- How many CC's do you HONESTLY have??

Not counting cards that I'm an AU on with my g/f

 

16 Major

2 Retail

Message 118 of 179
gnay
Valued Member

Re: Part II- How many CC's do you HONESTLY have??

10 major (including US Bank Plat pending approval for Cash+)

1 store

2 closed (AMEX PRG, Capital One Secured)

Want to get rid of Chase Amazon Rewards and get the Marriott card

Total limit @ around 80K

Message 119 of 179
Anonymous
Not applicable

Re: Part II- How many CC's do you HONESTLY have??

major 13

store 2

AU 3

closed major 1

 

total 19

Message 120 of 179
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