@Themanwhocan wrote:
@SunriseEarth wrote:
@Themanwhocan wrote:Assuming you want Cash Back cards, I suggest the Fidelity American Express for 2% cash back on everything. Also Sallie Mae mastercard for the 5% Grocery store, 5% Gas Station, 5% Book store (amazon.com) capped at $250/$250/$750 per month. After 6 months apply for another Sallie Mae provided you need a bigger monthly cap and have been using the first one well.
Other than that, if there is a US Bank in your area, its never too soon to try getting a Cash+ card, sometimes it takes a while...
Those would make for a good basic set of cash back cards. You can always add a few more later if you choose. Especially if you have a Huntington bank or Citizens bank in your area.
Just looked over at Citizens Bank. A random chat message popped up, so I asked what their service footprint was. They operate under the Citizens Bank brand in Connecticut, Delaware, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island and Vermont, and the Charter One brand in Illinois, Michigan, and Ohio.
Their Cashback MC is incredible for the first 90 days, but very lackluster after that. I don't think I'd bite for that, even if I was in their footprint (I'm in SoCal)
Its the Citizens Bank Green$ense card that interests me. If you can charge a lot of inexpensive transactions, that one can be quite valuable. It would become my CVS card
CVS has become my convenience store.
You're right though, it doesn't make sense in Southern California. You would probably want the Marukai JCB card.
You'd have to make a lot of charges under $5 to have it equal or exceed 5%.
I'm very interested in Marukai, but I need spotless CRs for that. It's a long term goal. But then again, they're old school. Mailing in applications, mailing in payments, etc...hopefully they'll get up to speed on that in the next couple of years.
@SunriseEarth wrote:
@Themanwhocan wrote:
@SunriseEarth wrote:
@Themanwhocan wrote:Assuming you want Cash Back cards, I suggest the Fidelity American Express for 2% cash back on everything. Also Sallie Mae mastercard for the 5% Grocery store, 5% Gas Station, 5% Book store (amazon.com) capped at $250/$250/$750 per month. After 6 months apply for another Sallie Mae provided you need a bigger monthly cap and have been using the first one well.
Other than that, if there is a US Bank in your area, its never too soon to try getting a Cash+ card, sometimes it takes a while...
Those would make for a good basic set of cash back cards. You can always add a few more later if you choose. Especially if you have a Huntington bank or Citizens bank in your area.
Just looked over at Citizens Bank. A random chat message popped up, so I asked what their service footprint was. They operate under the Citizens Bank brand in Connecticut, Delaware, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island and Vermont, and the Charter One brand in Illinois, Michigan, and Ohio.
Their Cashback MC is incredible for the first 90 days, but very lackluster after that. I don't think I'd bite for that, even if I was in their footprint (I'm in SoCal)
Its the Citizens Bank Green$ense card that interests me. If you can charge a lot of inexpensive transactions, that one can be quite valuable. It would become my CVS card
You're right though, it doesn't make sense in Southern California. You would probably want the Marukai JCB card.
You'd have to make a lot of charges under $5 to have it equal or exceed 5%.
I'm very interested in Marukai, but I need spotless CRs for that. It's a long term goal. But then again, they're old school. Mailing in applications, mailing in payments, etc...hopefully they'll get up to speed on that in the next couple of years.
Well, I'm also a couponer at CVS, so I make a lot of purchases all at $1 or so. Sometimes I just pay the sales tax...
Well if Marukai turns out to be TOO old school, just let me know. I can always punch a few IBM cards for you, and you can mail those in and totally confuse them. Then again, they probably can still read 80 column IBM cards. I'll just have to punch a few using the 45 column format, with round holes, used prior to 1928 then
