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Regular Contributor
Posts: 161
Registered: ‎02-23-2010
0

Party at my House!

I just got approved for NFCU CashRewards visa for $5k! So happy to finally have a big kid card. :smileyvery-happy:

 

It feels nice to be able to charge a nice dinner and it not put you at 20% uti!!

Starting July 2012: 583 (myFICO Eq);
Current 11/2013: 719, (Lender Pull Eq) 690 (FICO Eq) 719 (WM TU)
Goal: 750 by 12/2014 & possibly new mortgage

NFCU Cash Rewards 17,500 ~ Care Credit $13,200 ~ Home Depot 8,000 ~ Sam's Club $6,000 ~ Walmart 3,100 ~ US Bank 2,000 ~ Victoria's Secret 1730 ~ Capital One 1500 ~ Target 1,000
Established Member
Posts: 34
Registered: ‎01-16-2009
0

Re: Party at my House!

LOL @ Party at my house! Congratulations!!:smileyvery-happy:


Starting Score: TU565/ EQ573
Current Score: TU702/ EQ700
Goal Score: both scores750


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Regular Contributor
Posts: 161
Registered: ‎02-23-2010
0

Re: Party at my House!

Hoped that would get some laughs! :smileywink: I can finally say goodbye to that stupid Credit One card. :smileymad: It served it's purpose, but I'm happy to move on. . . .

Starting July 2012: 583 (myFICO Eq);
Current 11/2013: 719, (Lender Pull Eq) 690 (FICO Eq) 719 (WM TU)
Goal: 750 by 12/2014 & possibly new mortgage

NFCU Cash Rewards 17,500 ~ Care Credit $13,200 ~ Home Depot 8,000 ~ Sam's Club $6,000 ~ Walmart 3,100 ~ US Bank 2,000 ~ Victoria's Secret 1730 ~ Capital One 1500 ~ Target 1,000
Valued Contributor
Posts: 1,413
Registered: ‎01-20-2008
0

Re: Party at my House!

[ Edited ]


cruthisfamily wrote:

I just got approved for NFCU CashRewards visa for $5k! So happy to finally have a big kid card. :smileyvery-happy:

 

It feels nice to be able to charge a nice dinner and it not put you at 20% uti!!

Hoped that would get some laughs! :smileywink: I can finally say goodbye to that stupid Credit One card. :smileymad: It served it's purpose, but I'm happy to move on. . . .


 

Congratulations!!     I can hear the music and sees you and your family/friends are dancing!

How old is it?   It's better to keep it, and use it.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
It's very tough with small income ~ The Rewards are big little helper to me.
Regular Contributor
Posts: 161
Registered: ‎02-23-2010
0

Re: Party at my House!

It is just under 2 years old. It's costing me $100 a year plus it just really gets on my nerves because I always PIF and they refuse to move me anywhere above my current $450 credit line.

 

I've made great credit progress since I got the card. I think at that time, I had about $2200 in available credit (due to limits, not use) and now with the new approval have progressed to $12k total - I'm okay with losing the open account to save $100 a year, plus I figure its better to lose it now before it gets any older. :smileywink:

Starting July 2012: 583 (myFICO Eq);
Current 11/2013: 719, (Lender Pull Eq) 690 (FICO Eq) 719 (WM TU)
Goal: 750 by 12/2014 & possibly new mortgage

NFCU Cash Rewards 17,500 ~ Care Credit $13,200 ~ Home Depot 8,000 ~ Sam's Club $6,000 ~ Walmart 3,100 ~ US Bank 2,000 ~ Victoria's Secret 1730 ~ Capital One 1500 ~ Target 1,000
Valued Contributor
Posts: 1,413
Registered: ‎01-20-2008
0

Re: Party at my House!


cruthisfamily wrote:

It is just under 2 years old. It's costing me $100 a year plus it just really gets on my nerves because I always PIF and they refuse to move me anywhere above my current $450 credit line.

 

I've made great credit progress since I got the card. I think at that time, I had about $2200 in available credit (due to limits, not use) and now with the new approval have progressed to $12k total - I'm okay with losing the open account to save $100 a year, plus I figure its better to lose it now before it gets any older. :smileywink:


Now I see why ...  yeah, go for it ...  so long to that card  ...  have fun to cut that card !!   Make sure cut well for your protection.   :smileywink:

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
It's very tough with small income ~ The Rewards are big little helper to me.
Regular Contributor
Posts: 161
Registered: ‎02-23-2010
0

Re: Party at my House!


bunnyrabbit wrote:
Now I see why ...  yeah, go for it ...  so long to that card  ...  have fun to cut that card !!   Make sure cut well for your protection.   :smileywink:

Cut, shred, and burn . . . hahaha! :smileyvery-happy:

Starting July 2012: 583 (myFICO Eq);
Current 11/2013: 719, (Lender Pull Eq) 690 (FICO Eq) 719 (WM TU)
Goal: 750 by 12/2014 & possibly new mortgage

NFCU Cash Rewards 17,500 ~ Care Credit $13,200 ~ Home Depot 8,000 ~ Sam's Club $6,000 ~ Walmart 3,100 ~ US Bank 2,000 ~ Victoria's Secret 1730 ~ Capital One 1500 ~ Target 1,000
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