Reply
Regular Contributor
lkcrew426
Posts: 161
Registered: ‎02-23-2010

Party at my House!

I just got approved for NFCU CashRewards visa for $5k! So happy to finally have a big kid card. :smileyvery-happy:

 

It feels nice to be able to charge a nice dinner and it not put you at 20% uti!!

Starting July 2012: 583 (myFICO Eq);
Current 11/2013: 719, (Lender Pull Eq) 690 (FICO Eq) 719 (WM TU)
Goal: 750 by 12/2014 & possibly new mortgage

NFCU Cash Rewards 17,500 ~ Care Credit $13,200 ~ Home Depot 8,000 ~ Sam's Club $6,000 ~ Walmart 3,100 ~ US Bank 2,000 ~ Victoria's Secret 1730 ~ Capital One 1500 ~ Target 1,000
Established Member
motiv8ed
Posts: 34
Registered: ‎01-16-2009

Re: Party at my House!

LOL @ Party at my house! Congratulations!!:smileyvery-happy:


Starting Score: TU565/ EQ573
Current Score: TU702/ EQ700
Goal Score: both scores750


Take the FICO Fitness Challenge
Regular Contributor
lkcrew426
Posts: 161
Registered: ‎02-23-2010

Re: Party at my House!

Hoped that would get some laughs! :smileywink: I can finally say goodbye to that stupid Credit One card. :smileymad: It served it's purpose, but I'm happy to move on. . . .

Starting July 2012: 583 (myFICO Eq);
Current 11/2013: 719, (Lender Pull Eq) 690 (FICO Eq) 719 (WM TU)
Goal: 750 by 12/2014 & possibly new mortgage

NFCU Cash Rewards 17,500 ~ Care Credit $13,200 ~ Home Depot 8,000 ~ Sam's Club $6,000 ~ Walmart 3,100 ~ US Bank 2,000 ~ Victoria's Secret 1730 ~ Capital One 1500 ~ Target 1,000
Valued Contributor
bunnyrabbit
Posts: 1,413
Registered: ‎01-20-2008

Re: Party at my House!

[ Edited ]


cruthisfamily wrote:

I just got approved for NFCU CashRewards visa for $5k! So happy to finally have a big kid card. :smileyvery-happy:

 

It feels nice to be able to charge a nice dinner and it not put you at 20% uti!!

Hoped that would get some laughs! :smileywink: I can finally say goodbye to that stupid Credit One card. :smileymad: It served it's purpose, but I'm happy to move on. . . .


 

Congratulations!!     I can hear the music and sees you and your family/friends are dancing!

How old is it?   It's better to keep it, and use it.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
It's very tough with small income ~ The Rewards are big little helper to me.
Regular Contributor
lkcrew426
Posts: 161
Registered: ‎02-23-2010

Re: Party at my House!

It is just under 2 years old. It's costing me $100 a year plus it just really gets on my nerves because I always PIF and they refuse to move me anywhere above my current $450 credit line.

 

I've made great credit progress since I got the card. I think at that time, I had about $2200 in available credit (due to limits, not use) and now with the new approval have progressed to $12k total - I'm okay with losing the open account to save $100 a year, plus I figure its better to lose it now before it gets any older. :smileywink:

Starting July 2012: 583 (myFICO Eq);
Current 11/2013: 719, (Lender Pull Eq) 690 (FICO Eq) 719 (WM TU)
Goal: 750 by 12/2014 & possibly new mortgage

NFCU Cash Rewards 17,500 ~ Care Credit $13,200 ~ Home Depot 8,000 ~ Sam's Club $6,000 ~ Walmart 3,100 ~ US Bank 2,000 ~ Victoria's Secret 1730 ~ Capital One 1500 ~ Target 1,000
Valued Contributor
bunnyrabbit
Posts: 1,413
Registered: ‎01-20-2008

Re: Party at my House!


cruthisfamily wrote:

It is just under 2 years old. It's costing me $100 a year plus it just really gets on my nerves because I always PIF and they refuse to move me anywhere above my current $450 credit line.

 

I've made great credit progress since I got the card. I think at that time, I had about $2200 in available credit (due to limits, not use) and now with the new approval have progressed to $12k total - I'm okay with losing the open account to save $100 a year, plus I figure its better to lose it now before it gets any older. :smileywink:


Now I see why ...  yeah, go for it ...  so long to that card  ...  have fun to cut that card !!   Make sure cut well for your protection.   :smileywink:

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
It's very tough with small income ~ The Rewards are big little helper to me.
Regular Contributor
lkcrew426
Posts: 161
Registered: ‎02-23-2010

Re: Party at my House!


bunnyrabbit wrote:
Now I see why ...  yeah, go for it ...  so long to that card  ...  have fun to cut that card !!   Make sure cut well for your protection.   :smileywink:

Cut, shred, and burn . . . hahaha! :smileyvery-happy:

Starting July 2012: 583 (myFICO Eq);
Current 11/2013: 719, (Lender Pull Eq) 690 (FICO Eq) 719 (WM TU)
Goal: 750 by 12/2014 & possibly new mortgage

NFCU Cash Rewards 17,500 ~ Care Credit $13,200 ~ Home Depot 8,000 ~ Sam's Club $6,000 ~ Walmart 3,100 ~ US Bank 2,000 ~ Victoria's Secret 1730 ~ Capital One 1500 ~ Target 1,000

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+