Reply
Established Contributor
Badcreditguy
Posts: 623
Registered: ‎08-14-2007
0

Pay BofA card online?

Is it possible to pay my BofA credit card online without using a BofA checking account or billpay? Can I pay it like any other credit card using my routing and account number?
Moderator Emeritus
psychic
Posts: 1,518
Registered: ‎04-20-2007

Re: Pay BofA card online?

Certainly you can!   I make online payments using a non-Bank of America checking account.  Like you mentioned, you must provide your routing and account number.

EQ 814 / TU 815 / EX 842
Established Contributor
Badcreditguy
Posts: 623
Registered: ‎08-14-2007
0

Re: Pay BofA card online?

Could you tell me how to do this? All I see is bill pay or the option to transfer funds to my BofA checking or savings account to pay the cc?
Regular Contributor
CHARGE_IT
Posts: 193
Registered: ‎07-13-2008
0

Re: Pay BofA card online?

Open account.....click on your card name.........when the next page opens, look to the left column and click "PAY". When the next page opens......look to the red bar near the top and third from the left it will say "PAYMENT ACCOUNTS". Click on this and there will be a button saying "add accounts".

 

You can store more than one.

 

I spent a lot of time looking for this when I got my first BOA account. I hope I was able to save you time.

 

CI


Badcreditguy wrote:
Could you tell me how to do this? All I see is bill pay or the option to transfer funds to my BofA checking or savings account to pay the cc?

 

Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007
0

Re: Pay BofA card online?

IF you have a BofA checking account you will have to pay the card using myeasypayment. It can be found on the right hand side of the page under pay from another institution.
Regular Contributor
gpeach
Posts: 180
Registered: ‎02-03-2009

Re: Pay BofA card online?

In my opinion there are a few quirks to paying online with BofA. Especially if paying close to due date.

 

Be sure to make sure the date of payment is correct. For instance my bill was due on 5-6. But I went to make my payment on 5-1. It automatically fills in the 5-6. You have to manually change it to 5-1.The reason it is important as when I go to use online it says payments take a couple days before they post. So if it is filling in the 6th. It won't show up till later and then you could be late.

 

My due date changes by a week sometimes. Makes it hard to schedule payments in advance. 

 

And sometimes the due date is on a weekend. So you have to be sure to pay a few days before as online payments in my experience do not post for days.

Established Contributor
PurpleHaze
Posts: 717
Registered: ‎03-05-2008
0

Re: Pay BofA card online?

I actually want to post a correction to the below.  Use myeasypayment.com to make a 1x payment that will post same day ... regardless of payment institution. BofA has a time parameter for online payments to post as same day payments. If you miss the time, myeasypayment.com is the only way to have the payment post same day and not have a negative impact to your payment history.

 

I use to pay online using their website, but now I use online billpay through my bank because it is sent electronically in one day. I have had to utilize the myeasypayment site 2xs because of shortened months and my due date changed. Check your banks billpay option and see the timeframe for them to send the payment. May be an easier option.

 


smallfry wrote:
IF you have a BofA checking account you will have to pay the card using myeasypayment. It can be found on the right hand side of the page under pay from another institution.

 


Starting Score: EQ: 633 (12/31/09) TU: 651 (12/31/09)
Current Score: EQ:633 TU: 651
Goal Score: EQ: 700 TU:700


Take the FICO Fitness Challenge
Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007
0

Re: Pay BofA card online?


PurpleHaze wrote:

I actually want to post a correction to the below.  Use myeasypayment.com to make a 1x payment that will post same day ... regardless of payment institution. BofA has a time parameter for online payments to post as same day payments. If you miss the time, myeasypayment.com is the only way to have the payment post same day and not have a negative impact to your payment history.

 

I use to pay online using their website, but now I use online billpay through my bank because it is sent electronically in one day. I have had to utilize the myeasypayment site 2xs because of shortened months and my due date changed. Check your banks billpay option and see the timeframe for them to send the payment. May be an easier option.

 


smallfry wrote:
IF you have a BofA checking account you will have to pay the card using myeasypayment. It can be found on the right hand side of the page under pay from another institution.

 


What part of my post are you correcting? He asked how to pay BofA online. Nothing I stated is incorrect.

Contributor
haiti222
Posts: 77
Registered: ‎08-22-2007
0

Re: Pay BofA card online?

[ Edited ]

There are techncial problems with the BOA website where, if you have a BOA checking account, you cannot make payments using outside checking accounts and have to use myeasypayment.com instead.

 

 


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}