Ok so here is my situation im getting ready to apply for a Home loan within the next month or two but would like to get the best possible interest rate.... My scores from my fico so far are
TU-710 EQ-710 EX-645 (2 badies paid)
This is what I currently owe and was wondering what is the best way to put $1000 toward it to boost my fico the quickest?
Hooters 1200 OWE/ 2800 CL
BofA 1300 OWE/ 2500 CL
Best Buy 850 OWE/ 1100 CL
Also owe Sallie Mae Student loans $650 OWE/ 6000 Original amount (almost done WOO HOO)
And here is my other available credit if that matters at all
Dell 0/2000 available
Discover 0/3000 available
CCCU 0/1000 available
HSBC 0/1100 available
Household 0/1000 available
Chase 0/1500 available
Cap One 0/1500 available
Amex 0/2000 available
Amex 0/15000 available but AU
Also since you guys are great at this and not me what is my % to available credit?
Thanks for the help ahead of time.
Message Edited by NowIcare on
06-03-2008 11:19 AM
NO SIGNATURE FOR ME