Do you think its worth paying off your credit card in full every month or just pay the minimum only, based on the current economic situation.
IMO, it's better to let a couple of cards report a small balance ( < 3% ) every month.
I still like thoes scores and ive read time and time again about carring a small balance for FICO Scoring reasons.
You can pay in full and still have a balance reported.
I vote for PIF. Paying interest is stupid if you can afford to pay it off.