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PayPal Extras cardholders, what's your CL?

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Frequent Contributor

PayPal Extras cardholders, what's your CL?

I'm thinking about apping, but the last GECRB card I was approved for, I was given a lousy initial CL of $1750.Smiley Mad

 

That was NOT worth the new credit seeking score ding and lowering of my AAoA.

 

I have had an auto CLI on that card, but it's the CL is still <4k.

 

 


No apps/new accts since 2011

***FICO EXPERIAN 830***
***FICO EQUIFAX 828***
***FICO TRANSUNION 822***




Message 1 of 21
20 REPLIES
Frequent Contributor

Re: PayPal Extras cardholders, what's your CL?

I got this card two months ago and they started me out with a $2000 CL.  I have three other GE accounts.  I got credit with Ashley Homestore for about $3700 10 months ago, paid off within 5 months.  I got a Belk department store card about 2 years ago, started with $200, called two months ago and asked for $1000 and got it.  I also have a Walmart store card about 18 months ago, started with $800, got an auto CLI about 6 months later to $1000, called two months and asked for $2000 and got it.  In two more months, I'll call all three and ask for double what I have now. 

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $6000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500
Message 2 of 21
Valued Contributor

Re: PayPal Extras cardholders, what's your CL?

Opened this past weekend.

 

$5k...

Ray

** Every Card has a Job, and Every Card does its Job **
Message 3 of 21
Established Contributor

Re: PayPal Extras cardholders, what's your CL?

was approved for 1K feb 10th. called for a cli to 2K early june. called for a cli to 4K this past weekend. probably only put about $100 on it since march.

 

amazon started at 1.4K, applied same day as the paypal. only got to 2K in september. before that they would counter me with a $100 cli to 1.5K everytime.

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 4 of 21
Super Contributor

Re: PayPal Extras cardholders, what's your CL?

The limit of the card is $7800.

 

 

Ron.

Message 5 of 21
Epic Contributor

Re: PayPal Extras cardholders, what's your CL?

I got $2k MC

 

$800 Walmart

$500 Lowes

$300 TjMaxx

$650 Chevron

declined for Amazon - 6 months later $800

 

umm im missing some, and then i have a couple joint and many AU GE cards

the system makes little sense to me on initial approvals.

yesterday someone got $600 Discover Walmart, why do I get a store card only with $800 limit!!!?

 

But really the 3-5 month AUTO CLI and then the newer ability to Mnaual Review CLI are the deal with GE... in past not being able to get away from the computer system like HSBC use to be and Cap1 seems to be!

Message 6 of 21
Senior Contributor

Re: PayPal Extras cardholders, what's your CL?

$1,750 is actually one of GE's highest starting limits, assuming it's a store card.
When I worked at JCP, $2,000 was typically the highest limit approved initially through the auto system; I solicited and processed over 500 apps in 2010!

Aaannddd my Paypal Extras MC is at $7,000. Opened in Jan of this year! :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 7 of 21
Established Contributor

Re: PayPal Extras cardholders, what's your CL?

Mine is 10K

Message 8 of 21
Senior Contributor

Re: PayPal Extras cardholders, what's your CL?

*jelly* @sandman LOLzzz
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 9 of 21
Frequent Contributor

Re: PayPal Extras cardholders, what's your CL?

Initial approval was $1000.  Current limit is $6000.  I believe I've had the card about a year.  Got one auto-CLI after about 3 months (to $2500 IIRC) and then after another four months to $6000.  It's probably time for me to ask for another.

5/2002 - Chapter 7
7/2011 - Equifax FICO 693
5/2012 - Equifax FICO 812! In the "800 Club!"
2/2013 - Lender-pulled EQ FICO 821 (car loan)
7/2014 - Lender-pulled EQ FICO 832 (car loan)
Message 10 of 21