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Problem: Miscalculated the statement cut date this month due to shorter month, now my statement cut at 102% utilization... Anyway to have a midcycle reporting done ??
I woke up this morning saw statement cut, I was so mad. My limit is 6,000 I owe $6060.00. As soon as I saw this I made a payment for 6,060.00 and paid my account to (). Tom my account will show a 0 balance because payment was made today.
I was thinking tommorrow can I possibly go log into the account and update my account info such as address and phone number. I wont really change the address but just rewrite the address and force the system to update on the credit report. I had done this a few times with bank of america and it works like a charm.
I just dont want any AA from other lenders as I am already report 40% ult, without this. I am in payoff mode, I will be at 10% ult next month.
Any adivce is greatly appreciated.
thanks
You could give them a call and ask them to provide the update, I know of no other way.
Lenders dont really do this..
Discover will. As far as GE, change the phone number linked in your profile. If you can also tweak the address a bit. These actions will trigger an update.