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PayPal Smart Connect

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RogerSmith95
Established Member

PayPal Smart Connect

Not sure if I'm posting this under the correct topic or not.

Last week I applied and was approved the PP Smart connect loc for $500. Today I received a letter that said ;

" Dear ****,

You are receiving this letter because you recently applied for a credit card at PayPal. Synchrony Bank is the issuer of this card. When you were approved we did not assign to your account the best interest rate we offer "

What did they mean by, we did not assign the best interest rate? The TU score they provided is the same as the one on my sig.
US Bank Secured $300 | Discover IT $2,000 | Merrick Bank $1,000. | Daniel's Jewelers $1,684 | CapOne QS $500 | Kohl's $300 | Fingerhut $300 | Victoria's Secret $300 | Credit One $500

Auto Loans -
Exeter Finance - Opened 4/2018 | Closed 7/2019 - 17.10% 72 months
First Investors - Opened 7/2019 - 15.3% 60 months

9/13/20
EX08 613 | 26% UTL | 3 Collections | 43 INQS
TU08 625 | 26% UTL | 7 Collections | 33 INQS
EQ08 595 | 26% UTL | 7 Collections | 18 INQS


AAoA - 2.8 years
Message 1 of 2
1 REPLY 1
coldnmn
Mega Contributor

Re: PayPal Smart Connect

It means there was a better APR and you didn't qualify. 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 2
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