@Anonymous wrote:
Holy Moly, CreditMagic.... you just hit the nail square on the head for how I feel about credit reporting. I do not like to post balances and with how much I have been actually using the PPMC for the rewards (they really work for me and my spend) my balance was pretty high, so I paid it and it pended for 5 business days. This was not even my 1st payment to them and my bank account has been on file since 2007 with PayPal in general. There is no reason to not post my payment in some sort of timely fashion. So now I know to stop using my card for at least 7 to 10 days before the statement cut date. And I will state again, I would not have append for this card if I would have known it was this much of a pain, and it wasn't just me... other have the same problem.
Comenity for me offers another somewhat similar wrinkle i take offense at but have to walk the line regardless.
Often times i find that you have to leave a balance report and then PIF and on a couple of occasions, even recently, the reporting wasn't done until 2 weeks later.
Bugs the pee out of me since i prefer to use the cards regularly but seem to always bump up against that issue if no usage for a month or two and takes time to get it caught up again so that a zero balance actually posts a zero balance to the CRA's.
